Investment involves risk (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and may even become valueless. Past performance information presented is not indicative of future performance. Investors should not only base on this marketing material alone to make any investment decision, but should read in detail the offering documents and the Risk Disclosure Statement of the relevant investment products.
Trade bonds or certificates of deposit online at your pace
In a capricious investment market, investing in bonds and certificates of deposit (“CDs”) can be a way to enhance the stability of your investment portfolio. Not only have the opportunity to earn potential stable interest during the investment period, but also have the appreciation opportunity to your capital. From now on, apart from our branches, you can also subscribe for bonds and CDs of various types and tenors with an amount of as low as HKD100,000[1] via our brand-new Bonds and Certificates of Deposit Online Trading Platform in Hang Seng desktop Personal e-Banking, to easily enjoy stable interest income.
Online Subscription Offer
From 15 August to 31 December 2022, successfully subscribe[2] for secondary market bond[3] and/or CDs online with an accumulated investment amount reaching every HKD100,000 can earn HKD300 cash reward, capped at a maximum of HKD1,500 cash reward!
Terms and Conditions apply to the online subscription offer
Secondary Market Bond and/or Initial Public Offering Bond Online Subscription Lucky Draw
From 22 August to 30 September 2022, successfully subscribe[2] for secondary market bond and/or successfully apply for and be allotted with the relevant holdings of any Initial Public Offering bond online, and you can get a lucky draw chance without registration, to win:
A HKD10,000 Apple Store Gift Card (total 5 winners) or
A HKD500 Supermarket Coupon (total 200 winners).
Secondary market bond subscription
Log on to Hang Seng Personal e-Banking > Investments > Bonds and CDs
Available IPO bonds
Hang Seng Bank Website > Investments > Useful Links > Silver Bond
Terms and Conditions apply to the Secondary Market Bond and/or Initial Public Offering Bond Online Subscription Lucky Draw.
6 key highlights for the platform
Easy-to-use Search tool
With Explore Bonds & CDs function, you can use any keywords, currency, product type, tenor and credit rating to easily search for the ones best suited to you. Quick Search is also available to screen hot products for you
At-a-glance Bonds/CDs comparison chart
Apart from getting an at-a-glance comparison, you can sort the list of bonds/CDs according to your personal needs for a better grip of your investments
Assisted Search to help you search easily
With this function, just answer 3 simple questions to easily look up your preferred bonds/CDs
Instant display of accrued interest and indicative total consideration price
Based on reference market prices, our real-time calculator will project the accrued interest and indicative total consideration price of your target bond/CD to put you in an informed position
Latest bond market video
Delivered by the Hang Seng Investment Expert Team, our latest bond market video cover analyses of global bond market trends to bring you first-hand information
Consolidated view of your current Bond/CD holdings
All your current Bond/CD holdings will be summarised here to give you a holistic view of their latest market values, accrued interest and remaining tenors
For details about Bond and
Certificate of Deposit Product
For details about Bond and Certificate of Deposit Product, please visit Hang Seng Bank Website > Investment > Bonds and Certificates of Deposit Trading Services
For details about Bond and Certificate of Deposit Product, please visit Hang Seng Bank Website > Investment > Bonds and Certificates of Deposit Trading Services
[1] The minimum subscription amount of secondary market bond is HKD500,000 or its equivalent, and the minimum subscription amount for each certificate of deposit is HKD100,000. Not applicable to bonds sold in any initial public offering.
[2] Applicable to Hang Seng Personal e-Banking (desktop).
[3] Not applicable to all IPO Bond Services subscription.
  • The above offers are not and should not be considered as recommendation, and does not constitute, nor is it intended to be, nor should it be construed as any advice, offer or solicitation to deal in any of the investment products or services mentioned herein. Where necessary, please consult an independent financial consultant for professional advice. For details, please refer to the relevant Terms and Conditions and the relevant products' offering documents.
  • Investors should note that all investments involve risks (including the possibility of loss of the capital invested). Prices of investment products may go up as well as down and past performance information presented is not indicative of future performance. Investors must make their own assessment of the relevance, accuracy and adequacy of the information, projections and/or opinions provided on this information and make such independent research/investigations as they may consider necessary or appropriate for the purpose of such assessment. Hang Seng does not make any representation or recommendation or assessment as to whether or not any of the investment(s) mentioned herein is/are suitable or applicable to any persons and thus shall not be held responsible in this regard.
  • If you are in doubt of our marketing and promotional activities and materials, please call customer service enquiry hotline for authentication.
Important Risk Warning of Bond and Certificate of Deposit Product
  • Bonds and Certificates of Deposit (CDs) are investment products. The investment decision is yours but you should not invest in a bond/CD unless the intermediary who sells it to you has explained to you that the bond/CD is suitable to you having regard to your financial situation, investment experience and investment objectives. Your intermediary is under a duty to assure that you understand the nature and risks of this product, and that you have sufficient net worth to be able to assume the risks and bear the potential losses of trading in this product.
  • Bonds are not deposits and should not be treated as substitute for conventional time deposits.
  • Certificate of Deposit is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
  • Investors who purchase bonds/CDs are exposed to the credit risk of the issuer and guarantor (if any) of the bonds/CDs. There is no assurance of protection against a default by the issuer/guarantor in respect of the repayment obligations. In the worst case scenario, any failure by the issuer and the guarantor (if any) to perform their respective obligations under the bonds/CDs when due may result in a total loss of all of your investment.
  • Renminbi (RMB) is not a freely convertible currency. As such, investors trading bonds and/or CDs denominated in RMB are subject to additional risks (such as currency risk).
  • The above is not an exhaustive list of risk factors. Please refer to the section on “Risk Factors” in the relevant “Bond / Certificate of Deposit Trading Services” Factsheet to understand other risk factors applicable to bonds and CDs.
  • The information displayed does not constitute nor is it intended to be construed as any professional advice, offer, solicitation or recommendation to deal in Bonds / CDs. Investors should be aware that all investments involve risks (including the possibility of loss of the capital invested). The prices of Bonds and CDs may go up as well as down and past performance is not indicative of future performance. Investors should not only base on this information alone to make investment decisions, and should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should read the relevant product offering documents and terms and conditions (including the full text of the risk factors therein) in detail before making any investment decisions. Investors should obtain independent professional advice if they have concerns about their investment.
  • No guarantee, representation, warranty or undertaking, express or implied, is made as to the fairness, accuracy, timeliness, completeness or correctness of any general financial and market information, news services and market analysis, projections and/or opinions (“Market Information”) provided above and the basis upon which any such Market Information have been made, and no liability or responsibility is accepted by the Bank in relation to the use of or reliance on any such Market Information whatsoever provided in the webinar.
  • Investors must make their own assessment of the relevance, accuracy and adequacy of the information provided and make such independent research/investigations as they may consider necessary or appropriate for the purpose of such assessment. The Bank does not make any representation or recommendation or assessment as to whether or not any of the investment(s) mentioned are suitable or applicable to any persons and thus shall not be held responsible in this regard.