Terms and Conditions of the Eligible New Fund/ Maturing Fund Time Deposit Offer for Selected Customers

  1. The promotion period of this Offer is from , both dates inclusive ("Promotion Period").
  2. This Offer is only applicable to customers who have received the relevant promotion materials from Hang Seng Bank Limited (the "Bank") ("Selected Customers"). Unless otherwise specified, this Offer is not applicable to corporate account customers.
  3. To be eligible for the below Time Deposit Interest Rate Offer, Selected Customers are required to place a Time Deposit for a designated deposit amount with Eligible New Fund Balance, or renew a maturing Time Deposit in a designated amount successfully via Hang Seng Personal e-Banking or Hang Seng Mobile App during the Promotion Period.
    Footnote remark [i] The above offers, quoted with reference to interest rates offered by the Bank on , are for reference only.
  4. "Eligible New Fund Balance" refers to the incremental balance when comparing the latest deposit balance with the balance of the same currency as of 30 calendar days ago, after deduction of the sum of principal amount which has been entitled to new fund offer of Time Deposit within the last 30 calendar days. The balance of all accounts, including Saving Accounts, Current Accounts and Time Deposits of Hong Kong Dollar and foreign currencies (whether accounts in sole name or joint name), will be counted towards the calculation of "Eligible New Fund Balance". The Bank reserves the right of final decision should there be any dispute in the definition of "Eligible New Fund Balance".
  5. For Hang Seng Personal e-Banking and Hang Seng Personal Banking Mobile App, the transaction time is 8am to 7:55pm, Mondays to Fridays, and 8am to 4:55pm, Saturdays (only applicable to HKD). If the New Fund Time Deposit is placed outside the transaction time, or on any Sunday, or Hong Kong public holiday and holidays of the country or region where the currency is issued, the customer will not be able to enjoy the above Eligible New Fund preferential rate offer. If you would like to enjoy the Eligible New Fund Time Deposit Offer, please place the related Time Deposit during the transaction time.
  6. Each customer can enjoy this Offer more than once during the Promotion Period.
  7. This Offer is not applicable to any pending Time Deposit, and cannot be used in conjunction with any other interest rate offer for the same currency.
  8. Interest rates and exchange rates are subject to review according to changes in market conditions from time to time. The Bank reserves the right to change the above interest rate offers at any time. Before conducting the relevant transaction, please check with our branch staff for the prevailing rate.
  9. No person other than the selected customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  10. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  11. These Terms and Conditions are subject to prevailing regulatory requirements.
  12. The Bank reserves the right to suspend, vary or terminate this promotion and the offers at any time and to amend these Terms and Conditions from time to time without prior notice.
  13. The decision of the Bank on all matters relating to this promotion and the offers shall be final and binding on all the parties concerned. This promotion and the offers are subject to the Terms and Conditions of the relevant products or services. If there is any inconsistency between the Terms and Conditions of the relevant products or services and these Terms and Conditions, these Terms and Conditions shall prevail.
  14. In case of any discrepancy between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.