From 1 October 2019 to 31 December 2019, sign up as our Preferred Banking Customer to enjoy the following fabulous rewards and offers by meeting the respective requirements:

MPOWER Card Welcome Offer1

Successfully apply for MPOWER Card to enjoy
up to 8 MCL Cinemas Movie Tickets

(5 Movie Tickets & 1-year Membership with 3 Movie Tickets)

Extra Reward

Open a new/upgrade to Preferred Banking and successfully apply and be approved for MPOWER Card to enjoy extra $100

HKD Savings Deposit Offer

For the first 3 months, New Preferred Banking Customer2 can enjoy
1% p.a. HKD Savings Deposit Bonus Interest Rate

Total Relationship Balance3 Rewards

Achieve designated growth amount of Total Relationship Balance, and register Hang Seng Personal e-Banking to enjoy up to
$400

(Please see Terms & Conditions for details.)

Moreover, customers who meet the Total Relationship Balance growth of HKD100,000 will receive a Limited-edition Ocean Park Piggy Bank4, which is especially tailored for Preferred Banking parents who want to encourage their children to take the first step towards developing a saving habit.

Photos for reference only. © Ocean Park Corporation (2015). All Rights Reserved.

In addition, we have prepared a series of exclusive offers that suit Career Starters.

Payroll Account Offers5

Use Hang Seng Payroll Services to enjoy up to
$1,300 and
a lucky draw chance to win $10,000

Securities Account Offers6

Open a new Securities Account to enjoy HKD50 cash reward,
6 Months Unlimited $0 Brokerage Fee
offer for online HK Stocks or Stock Connect Securities7 buy trades and use "All-in-One" to enjoy extra HKD50 cash reward

Set up a new Monthly Investment Plan for Stocks online to enjoy
First-year Handling Fee Waiver

Monthly Investment Plan for Funds Offer8

Set up a new Monthly Investment Plan for Funds online to enjoy 50% off on subscription fee. Monthly investment amount as low as HKD500.

Voluntary Health Insurance Scheme Offer9

From now till 30 November 2019, enjoy up to HKD500 Personal Care Product Chain Store Gift voucher upon successful enrollment of Bupa MyBasic VHIS Plan (Standard Plan)

Starting from 1 August 2019, there is no below balance fee for Preferred Banking.


Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance3 Requirement
Life Insurance plan10 / Investment account with holding11 / Auto-payroll service through Preferred Banking Account12 HKD20,000
Mortgage-Link Loan Scheme13 HKD50,000