Risk Disclosure Statement of Securities Investment:
Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.

Investors should note that investing in different Renminbi- denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via Stock Connect Northbound Trading include:

  • Transactions under Stock Connect Northbound Trading will not be covered by the Investor Compensation Fund in Hong Kong.
  • Once the respective quota is used up, trading will be affected or will be suspended.
  • Stock Connect Northbound Trading will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
  • When a security is recalled from the scope of eligible stocks for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
  • Investors will be exposed to currency risk if conversion of the local currency into Renminbi is required.

Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements.

Risk Disclosure Statement of Investment Funds:
Investors should note that all investments involve risks (including the possibility of loss of the capital invested), prices or value of investment fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read carefully and understand the relevant offering documents of the investment funds (including the fund details and full text of the risk factors stated therein) and risk disclosure statements of the relevant investment funds before making any investment decision. Investors should carefully consider whether an investment is suitable for them in view of their own investment objectives, investment experience, preferred investment tenor, financial situation, risk tolerance abilities, tax implications and other needs, etc., and should understand the nature, terms and risks of the investment products. Investors should obtain independent professional advice if they have concerns about their investment.

RMB Currency Risk
Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Diversified investment products, as well as an efficient and reliable investment platform, are of the essence for business financial management. That’s why Hang Seng provides you with a full spectrum of services to help you step into investment opportunities and achieve capital appreciation.


From now till 30 June 2023Footnote remark [1], new Commercial Investment Services customers can enjoy the following fabulous transaction offers during the Applicable Offer PeriodFootnote remark [2]:


Brokerage FeeFootnote remark[3] for
buy and sell of Hong Kong Stocks, SSE Securities and SZSE Securities


Investment Fund Subscription Fee

50% offFootnote remark[4]

Act now to open your Securities or Investment Funds Account to enjoy welcome privileges!

Diversified Investment Tools

Securities Services

  • Trade Hong Kong stocks, Stock Connect securities and US securities
  • Set various types of orders, including Limit Order, Market Order, Stop Loss Order, All-in-One Order, At-auction Order and At-auction Limit Order during auction trading to suit your investment needs

Investment Fund Services

  • Distribute several hundreds of investments funds, managed by Hang Seng Investment Management Limited and other asset management houses

“MaxiInterest” Investment Deposit

  • Choose from 88 possible different currency combinations to earn potentially higher interest rates than normal time deposits
  • Select from a wide range of deposit periods from one week to three months to match your investment strategies

Capital Protected Investment Deposit

  • Enjoy 100% principal protection if held to maturity, with an investment tenor as short as 2 months

Bonds and Certificates of Deposit (CDs)

  • Gain access to a wide variety of issued bonds and CDs covering various major currencies

Structured Products

  • Capture opportunities from structured products featuring yield enhancement and capital growth potential

RMB Investments

  • RMB denominated Funds
  • RMB Bond Trading and RMB Bond IPOs
  • RMB denominated securities trading
  • RMB “MaxiInterest” Investment Deposit
  • RMB Capital Protected Investment Deposit

Opening Accounts Online is Easy and Hassle-free

Hang Seng Business Integrated Account customers simply have to log onto hangseng.com/business/e-Banking to open Investment Fund and Securities Accounts according to the steps below. It’s simple, quick and convenient!