Biz Virtual+ Account
Integrated Business Solutions Account (“IBS Account”)
How to open account in as fast as 3 days with 3 simple steps
Open a new account for whatever new business. Whether you are a Sole Proprietorship or a company with multiple shareholders, a limited company or an unlimited company, you can open your company account fully online 2 in as fast as 3 days1! After submission of application, system will recommend the business account and application method that best suit your business.
3 simple steps for Remote Account Opening application
Submit an application by providing your company's details
Complete digital ID verification
Complete e-Sign
Apply Now!
To know more
Please click the “Live Chat” tab on the right hand side of the screen or call our Business Banking Application Hotline 2198 8022 > language > 1
  1. For eligible customer(s), the Biz Virtual+ Account can be opened in as fast as 3 business days upon performing e-Sign by customer. Customer(s) will receive a SMS notification for e-Sign after the (1) satisfactory review of the documents submitted, (2) successful completion of digital ID verification and (3) completion of Know Your Customer (“KYC”) call(s). For customers requiring a face-to-face appointment at Business Banking Center(s) (if applicable), an appointment will be arranged based on the latest availability.
  2. To enjoy remote account opening service, the applicant’s connected party(ies) must hold a Hong Kong Identity Card. Also, the applicant’s connected party(ies) has/ have to be physically located in Hong Kong when submitting the application, completing digital ID verification and e-Sign successfully. The eligibility of applicants for remote account opening is subject to the final and absolute discretion of Hang Seng Bank Limited.

Equip your business with essential services and enjoy offers worth over HKD13,388 !

Free payroll services
Integrated autopay solution provides you a hassle free service to generate tax returns for your staff
Free cheque book service
Enjoy the first 2 months’ handling fee waiver for Inward Remittance and online Outward Remittance transactions
Up to 140 basis points exchange rate premium for converting major foreign currencies into Hong Kong Dollars
Successfully apply for Hang Seng UnionPay RMB Diamond Commercial Card and / or Hang Seng Platinum Commercial Mastercard to enjoy the first 2 years’ Annual Fee Waiver and up to HKD800 Cash Vouchers
Enrolling in General Insurance Services to enjoy up to HK$500 supermarket shopping vouchers
Investment Services Privileges
Enjoy HKD0 brokerage fee on buy trades of Hong Kong Stocks, SSE and SZSE Securities
50% off on subscription fee for investment funds distributed by Hang Seng Bank
Please visit here for the terms and conditions of the above offers.
To borrow or not to borrow? Borrow only if you can repay!