Terms and Conditions for Promotion Offers of Travelsure Protection Plan Annual Global Cover (“Annual Global Cover”) (Applicable to Annual Global Cover only):

  1. Different promotional offers may be provided for the application of the same plan through different application methods. Hang Seng Bank Limited (“Hang Seng Bank”) and QBE General Insurance (Hong Kong) Limited (“QBE GIHK”) reserve the right to alter or terminate the premium discount offer and/or amend the relevant terms and conditions at any time without prior notice. In the case of any disputes, the decision of Hang Seng Bank and QBE GIHK shall be final.
  2. The premium discount offer is not applicable to customers who currently hold and/or have held, renewed or cancelled any Travelsure Protection Plan Annual Global Cover (“Annual Global Cover”) policy within the past 3 months.
  3. The offer is not applicable to anyone who is entitled to staff offers of Hang Seng Bank and staff of Hang Seng Bank and its subsidiaries.
  4. No person other than the customer, Hang Seng Bank (which includes its successors and assigns) and QBE GIHK (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  5. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  6. These Terms and Conditions are subject to prevailing regulatory requirements.

Terms and Conditions of the Premium Discount Offer:

  1. The promotion period is from 1 June 2023 to 30 June 2023 (both days inclusive) (“Promotion Period”).
  2. Customers can enjoy the first-year premium discount upon successful application of Annual Global Cover via Hang Seng Bank website, Hang Seng Personal e-Banking or Hang Seng Mobile Application during the Promotion Period. Discounts set out in the table below:
    Protection Plan First-year premium discount
    Annual Global Cover 30% premium discount
  3. For the cancellation of Annual Global Cover policy, policyholders shall receive a refund from QBE GIHK of the portion of the premium for the unexpired period of insurance, subject to a maximum of 50% of the annual premium paid.

Terms and Conditions of the Enhanced Coverage:

  1. The promotion period is from 1 June 2023 to 30 June 2023 (both days inclusive) (“Promotion Period”).
  2. During the Promotion Period, customers can enjoy the Enhanced policy coverage for COVID-19 Extension, Staycation Extension and Loss of Rewards upon successful application of “Annual Global Cover” via Hang Seng Bank website or Hang Seng Personal e-Banking or Hang Seng Mobile Application.
  3. In any condition, the “Enhanced Coverage” protection Offer is non-exchangeable for other gifts. Other terms, conditions and exclusions are subject to the Travelsure Protection Plan Policy wording.
  4. In case of any disputes, the decision of Hang Seng Bank and QBE GIHK shall be final.
  5. Regarding to the Terms and Conditions of “Enhanced Coverage”, please refer to attached endorsement wording, other terms and conditions of Travelsure Protection Plan will remain unchanged.

In the event of any discrepancy or inconsistency between the English version and the Chinese version of the above information, the English version shall apply and prevail.

The above is intended as a general summary of information for reference only. Please refer to the English version of the policy for the plan coverage, exact terms and conditions and exclusions.

The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited (“QBE GIHK”) which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE GIHK for the distribution of this Plan. Premiums will be payable to QBE GIHK upon application of this Plan. QBE GIHK would provide Hang Seng Bank with commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE GIHK and the customer.