With a Hang Seng Credit Card Interest-free Spending Instalment - Personalized Monthly Handling Fee Plan ("Instalment Plan"), you can settle retail spending easily by instalments!

  • Monthly Handling Fee as low as 0.22%+
  • You can choose to repay by 6, 12, 24, 36, 48 or 60 monthly instalments
  • You can combine various transactions e.g. spending at retail merchants or online bill payment on Hang Seng credit card statement for application^
  • You can apply with different monthly statements

Application Hotline 2998 6868 2998 6868

Log on Hang Seng Personal e-Banking*

Please apply 7 working days before credit card statement due date

From 25 July 2019 to 24 November 2019 ("Promotion Period"), you can enjoy up to extra $100 Cash Dollars upon approval of online* application for Instalment Plan with 12 or above monthly instalments:

Accumulated Approved Instalment Plan Amount for online* application Cash Dollars
HKD15,000 - HKD29,999 $50
HKD30,000 or above $100
Example: Assume the monthly handling fee is 0.22% with Approved Instalment Plan Amount of HKD30,000 by online* application.
No. of instalment : 12 months
Monthly handling fee : HKD30,000 × 0.22% = HKD66
Monthly repayment : (HKD30,000 ÷ 12) + HKD66 = HKD2,566# (included handling fee)
Extra Cash Dollars : $100 Cash Dollars
Example: Assume the monthly handling fee is 0.22% with
Approved Instalment Plan Amount of HKD30,000 by online* application.
No. of instalment : 12 months
Monthly handling fee : HKD30,000 × 0.22% = HKD66
Monthly repayment : (HKD30,000 ÷ 12) + HKD66 = HKD2,566# (included handling fee)
Extra Cash Dollars : $100 Cash Dollars