IncomePower Life Insurance Plan
Bringing monthly passive income for your wealth accumulation and legacy planning
Bringing monthly passive income for your wealth accumulation and legacy planning
IncomePower Life Insurance Plan (“IncomePower” or “the Plan”) is a life insurance plan and is not equivalent or similar to any kind of bank deposit. It is underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). The policyholder is subject to the credit risk of Hang Seng Insurance and early surrender loss. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document.
IncomePower Life Insurance Plan not only provides a stable stream of cash flow to create passive income for you, but also comes with a Medical Advance Benefit to meet your needs at different life stages. On top of the above, it can pave the way for your legacy planning to empower wealth succession with an adaptive approach, to fulfill infinite potential for yourself and your succeeding generations.
Plan Highlights
- Non-guaranteed Monthly Income(1) to be paid regularly starting from the 25th monthiversary, bringing you
of non-guaranteed income of up to 
per annum* and a 100% payback of the principal upon maturity - Medical Advance Benefit(3) covering three major critical illnesses and long-term hospitalisation^
(6) is allowed 
for you to pass on your Monthly Income(1) and wealth to the next generation
*
Non-guaranteed Monthly Income is payable on each monthiversary starting from the 25th monthiversary until policy maturity (i.e. 50th monthiversary). The annual total income is projected to be 5% of the Total Premiums Paid, based on the assumptions of a USD policy, single premium payment, and our prevailing projections for investment returns and dividend rates. This is not guaranteed and Hang Seng Insurance Company Limited has the absolute discretion in making such distributions. The future actual benefit may be higher or lower.
^
Including cancer, heart disease, stroke or continuous hospitalisation of 25 days or above.
Application OfferCustomers can be entitled 
upon successful application for IncomePower Life Insurance Plan during the promotion period.
upon successful application for IncomePower Life Insurance Plan during the promotion period.
Terms and Conditions apply. Please note the relevant product risks.
For the Terms and Conditions relating to the first-year premium discount, please click here.
Please refer to the Product Brochure for detailed terms and conditions, risks and exclusions.
To find out more, please contact our branch staff or call 2198 7838