Keep Inflation at Bay with Incremental Annuity Income(1)
During the Annuity Period(2), the Plan will provide a Monthly Guaranteed Annuity Income, which will increase by a fixed amount each year(3).
Annuity Period(2) of up to 30 Years
You can choose either 20 years or 30 years for the Annuity Period(2)
Enjoy Annual Guaranteed Bonus(4) and Special Guaranteed Bonus(5)
Annual Guaranteed Bonus(4) – To be paid on each policy anniversary during the Annuity Period(2), with an amount equivalent to the prevailing Monthly Guaranteed Annuity Income
Special Guaranteed Bonus(5) – To be paid on the 10th, 20th and 30th (if any) Policy Anniversaries during the Annuity Period(2), with an amount equivalent to 5 times the prevailing Monthly Guaranteed Annuity Income
Enjoy Annual Dividends(6) and Terminal Dividend(7)
Annual Dividend(6) – To be paid on every Policy Anniversary during the Annuity Period(2) (non-guaranteed), and you may accumulate these dividends(6) in the policy account to earn interest
Terminal Dividend(7) – To be paid to you or the Beneficiary(ies) in the event of policy termination (non-guaranteed)
Guaranteed Acceptance without Medical Examination Requirement(8)
As long as you are eligible to apply for FortuneLife, regardless of your underwriting history, occupation, health and financial status, you will enjoy guaranteed acceptance without any requirement for medical examination(8).
Premium Qualifies for a Tax Deduction(9)
The Plan has been certified by the Insurance Authority and the premium qualifies for a tax deduction(9). The tax saved each year can be up to HKD10,200 per taxpayer (assuming an applicable tax rate of 17%).
For the details of the plan features and the relevant product risks, please refer to the product brochure.
Please refer to the policy for the terms and conditions, which shall be considered as final.