Personal Accident Insurance Plan (“ the Plan”) covers medical expenses caused by accidents, including hospital, Chinese bonesetting and Physiotherapy expenses, etc., and provides a lump-sum payment in the event of Accidental Death or Permanent Disablement.
Protection Boosters
Accidents caused by “skin-diving” and “football” are now covered
The maximum insurance age acceptable for renewal uplifted from 65 to 80
From 1 April to 30 June 2022, successfully apply for the Plan to enjoy:
From 1 April to 30 June 2022, successfully apply for the Plan to enjoy:
Up to 22%
first-year premium discount (2)Footnote remark 2
HKD 300
HKTVmall e-Gift voucher
(Applicable to premium paid with yearly payment mode)

The Plan offers you two choices of benefit level with the options of multiple Insured Person for selection. Apply for yourself and all the family members (inclusive of spouse and all children with no upper limit) with daily premium as low as HKD3.9(1)Footnote remark 1!

Plan A Plan B
Insured Items and Coverage Maximum Claim per Insured Person per Year(6)Footnote remark 6
Double Benefits (In the event of travelling as a passenger in a common carrier or private car which caused Accidental Death or Permanent Disablement) HKD1,000,000 HKD2,000,000
Accidental Death or Permanent Disablement Protection HKD500,000 HKD1,000,000

Accidental Medical Benefit(Inclusive of medical, surgery, hospital expenses, chiropractor* and physiotheraphy*)

- Chinese Bonesetter

(Maximum claim per visit per daily: HKD100)

Referral letter issued by Registered Medical Practitioner is required
HKD10,000HKD500 HKD20,000HKD1,000
Daily Plan Premium(2)Footnote remark 2
Proposer Only(3)Footnote remark 3 HKD1.7 HKD3.4
Proposer and Spouse(3)Footnote remark 3 HKD3.1 HKD6.1
Proposer and All Children(4)(6)Footnote remark 4, Footnote remark 6 HKD2.9 HKD5.4
Proposer and Family(5)(6)Footnote remark 5, Footnote remark 6 HKD3.9 HKD7.5