eCancerPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance Company Limited.

eCancerPro Insurance Plan offers up to HKD1.5 million life and cancer protection coverage, including Carcinoma-in-situ / Early Stage Cancer advanced benefit(1) with a maximum of two claims. Online application takes about 5 minutes only without the hassle of providing documentation or medical examinations. Apply at a younger age to enjoy lower premium!

Coverage for life and cancer protection, including various common types of cancer(1)
Male: Prostate Cancer / Testicular Cancer
Female: Cervical Cancer / Ovarian Cancer
Carcinoma-in-situ / Early Stage Cancer advanced benefit(1) with a maximum of two claims, each claim amount equivalent to 20% of the sum insured
A child under age of 18 (including a newborn) shares all the benefits with no additional underwriting and premium required
Three flexible choices of Sum Insured: HKD500,000, HKD1,000,000 or HKD1,500,000(2) to suit your family needs
Premium as low as HKD5 per day(3) and fixed for 10-year terms

For details of the plan features and the relevant product risks, please refer to the product brochure.
For terms and conditions of the plan, please refer to the policy.

Cancer, as the leading cause of death in Hong Kong(4), with a high incidence rate(5) and observed to be affecting the younger generation:
Every 1 in 4 males or 5 females may be diagnosed with cancer before age 75
about 40% of cancer patients age 60 or below(5)
Enormous medical expenses reaching hundred thousands of Hong Kong Dollar per year:
Annual increment
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Note:

  1. For the definition of Cancer, Carcinoma-in-situ and Early Stage Cancer, and the exclusions of the Plan, please refer to the policy provision which shall be considered as final.
  2. The maximum aggregate sum insured that each life insured could apply for eFamilyPro Life Insurance Plan and eCancerPro Insurance Plan is HKD5 million for insured who is aged 50 or below and HKD3 million for insured who is aged above 50.
  3. Based on an insured sum of HKD1.5 million of a 25-year-old non-smoking male.

Source:

  1. HKSAR Department of Health《Health Facts of Hong Kong》(Statistics for 2015)
  2. Hospital Authority - Hong Kong Cancer Registry (July 2015)
  3. HKSAR Food and Health Bureau《Local Estimate of Health Expenditure - 1989/90 - 2014/15》

Information Disclosure
The above information is intended as a general summary of information and is for reference only. Please refer to the relevant leaflet or factsheet for exact contents, terms, conditions and exclusions of the relevant Life Insurance Plan, and the policy of the relevant Life Insurance Plan shall be considered as final.

The above Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited. Hang Seng Insurance Company Limited is authorized and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorized by Hang Seng Insurance Company Limited and the insurance products are products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.