eRefund101 Accident & COVID Insurance Plan(2-Year) is a life insurance plan underwritten by Hang Seng Insurance Company Limited and is not equivalent or similar to any kind of bank deposit.
"Will your insurance plan fully refund your Total Premium Paid, even after any claim has been made?"
eRefund101 Accident & COVID Insurance Plan(2-Year)
Plan Features
Plan Features
101% refund
of the total premium
paid upon policy
maturity, regardless
of any claims
of the total premium
paid upon policy
maturity, regardless
of any claims
With up to
3 accident claims
3 accident claims
Up to
HKD1 million Accidental &
COVID-19 Death Benefit1,4
HKD1 million Accidental &
COVID-19 Death Benefit1,4
Accidental Benefit
• Up to HKD1 million Accidental Death Benefit1
• Accidental Medical Expense Benefit with a total claim amount of up to HKD150,0002, covering up to 3 accidents per policy, including but not limited to surgery, hospital confinement, outpatient treatment, x-rays, chiropractic and physiotherapy3
• Guaranteed acceptance, high-risk occupations and sports enthusiasts can also apply
COVID-19 Benefit
• Up to HKD1 million COVID-19 Death Benefit4
• Up to HKD50,000 COVID-19 Diagnosis Benefit
• Up to HKD5,000 daily for the COVID-19 Vaccine Side Effect Hospital Cash Benefit
Monthly premium is as low as HKD388 with 4 choices of plan option
Get a free quote and apply online now
hangsengcom/eRefund101-plan
For details of the plan features and the relevant product risks, please refer to the product brochure.
For terms and conditions of the plan, please refer to the policy.
For terms and conditions of the plan, please refer to the policy.
After successful application, your life, medical and general insurance policies can be easily viewed and managed at anytime, anywhere with the Hang Seng Personal e-Banking or Personal Banking mobile app.
Download now for access to health information, services and rewards.
Details: hangsengcom/olive-offer
Terms and Conditions apply.
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Android, Google Play and the Google Play logo are trademarks of Google LLC.
Apple, the Apple logo, and iPhone are trademarks of Apple Inc., registered in the US and other countries. App Store is a service mark of Apple Inc.