The Voluntary Health Insurance Scheme Series includes Bupa MyBasic VHIS Plan and Global Prestige VHIS Plan ("Relevant Plans") which are both Voluntary Health Insurance Schemes certified by the Food and Health Bureau of Hong Kong. The Relevant Plans are underwritten by Bupa (Asia) Limited ("Bupa") and distributed by Hang Seng Bank Limited ("Hang Seng Bank") as an exclusive banking partner in Hong Kong.
Key Features
 
Bupa MyBasic
VHIS Plan
VHIS Certification Number:
S00020
(Standard Plan)
Global Prestige
VHIS Plan
VHIS Certification Number:
F00035
(Flexi Plan)
Worldwide Medical Coverage1
Worldwide Medical Coverage1
  • Coverage up to
    HKD420,0001 per year
  • No lifetime benefit limit
  • Coverage up to HKD30,000,000 per year
  • No lifetime benefit limit
  • Full cover2 for hospital stay in a Standard Private Room, surgical and cancer treatment expenses
Tax Deduction
Tax Deduction

Can claim a tax deduction on qualifying premiums up to a limit of HKD8,0003 per insured person each year. Want to know the details of the tax deduction? Click here

Basic Protection
Basic Protection
Protection covers
  • Unknown pre-existing conditions4
  • Congenital conditions with symptoms appearing or diagnosed after age 84
  • Psychiatric treatment during hospitalisation1
  • Prescribed diagnostic imaging tests (such as MRI and CT scans5)
  • Prescribed non-surgical cancer treatments (such as radiotherapy, targeted therapy and chemotherapy)
Additional Protection
Additional Protection
Not applicable
Protection extended to cover
  • Private nursing
  • Rehabilitation after discharge from hospital
  • Complications of pregnancy
  • Day patient kidney dialysis
Guaranteed
Renewal
Guaranteed Renewal
Guaranteed renewal up to
the age of 1006
Guaranteed lifetime renewal6
Flat Premiums for Customers from
Age 60
Flat Premiums for Customers from Age 60
Not applicable
For insured persons above the age of 60, the premium won’t increase as they age7.
HealthPro Concierge Service
HealthPro Concierge Service
Not applicable
Service includes
  • Second Medical Opinion
  • 24/7 Healthline
  • A personal Care Manager will follow up with you throughout your hospital stay
Cashless
Treatment
Cashless Treatment
Not applicable
Enjoy the convenience of cashless treatment with no claim hassle8 by using your Bupa medical card9
Free Medical
Check-up
Free Medical Check-up
Not applicable
A free comprehensive health assessment every year10
Family Enrolment Discount
Family Enrolment Discount
Not applicable
Up to 15% premium discount11
Enrolment Offer
From now until 28 February 2022, successfully enrol with annual premium payment mode to enjoy:
Bupa MyBasic VHIS Plan
10%
First-year premium discount
(This offer is only applicable to enrolment by phone)
Global Prestige VHIS Plan
HKD1,000
First-year premium discount
(This offer is only applicable to enrolment via branches)
 
Plan Details
Plan Details
 
Plan Details
Plan Details
Hang Seng Bupa Card
Promotion Offers▲
bupa

From now until 31 May 2022, successfully apply for a Hang Seng Bupa Card^ to enjoy Perpetual Annual Fee Waiver and up to $400 Cash Dollars.

Pay the premium of any VHIS Series Health Insurance Plans with the Card and earn 2% Cash Dollars Rewards. You can also earn 4% Cash Dollars Rewards by spending with the Card at designated medical and health merchants throughout a year. No registration is required. The more you spend, the more you will earn!

^
Only applicable to the customers who successfully enrol in Hang Seng Bupa PreciousHealth Series or VHIS Series Health Insurance Plans.

▲

Terms and conditions apply, please click here for details.

Terms and conditions apply, please visit hangseng.com/bupacard.

Terms and conditions apply, please click here for details.

Case Illustration
Give your family health protection and enjoy a tax deduction
Miss Lam enrolled herself and her parents in the Voluntary Health Insurance Scheme and is the policy holder of all three certified VHIS Standard Plans. Therefore, she is eligible to apply for a tax deduction on the relevant premiums (annual deduction ceiling for each insured person is HKD8,0004）
Details:
Annual premium Amount eligible
for tax deduction
Herself (28 years old) HKD2,700 HKD2,700
Father (55 years old) HKD8,200 HKD8,0004
Mother (51 years old) HKD7,100 HKD7,100
Total
HKD17,800 x Tax rate
= Total amount of tax saved

Let's assume Miss Lam is subject to a tax rate of 15%, the total amount of tax saved will be HKD2,670 (HKD17,800 x 15%).
The premiums above are only for illustration and reference, and may differ from the actual premiums.
Act Now!
View Plan Details
hangseng.com/vhis
Instant Quote
hangseng.com/vhis-basic-form (Applicable to Bupa MyBasic VHIS Plan)
Enquiry / Phone Application12
29989886
Visit Our Branches

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