eFamilyPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance Company Limited.

The Upgraded eFamilyPro Life Insurance Plan (the “Plan”) offers you sum insured of up to HKD8 million to enhance your life protection with a daily premium of as low as around HKD0.5(2). Application is easy – simply submit your application online, without the hassle of providing documentation and medical examination. Apply at a younger age and enjoy lower premiums!


Now, upon successful application, you can also enjoy the following additional protection benefits:

Additional COVID-19 Benefit for free
First 10 months’ premium waiver for Cancer Protection (upon successful registration as a member of the Hang Seng Olive Wellness App)
Plan Features
Death Benefit
Upon the unfortunate passing away of the Life Insured, the beneficiary(ies) will receive the total Death Benefit
Premiums as low as around HKD0.5(2) per day
Fixed for first 10 years. Upon the policy is effective, it is renewable up to age 80 regardless of the Life Insured’s health status
9 choices of Sum Insured(3)
From HKD500,000 to HKD8,000,000 to suit different protection needs
Conversion Privilege
At which the Life Insured’s age is less than 60(1), this Policy may be converted to a new wholelife or endowment policy, without the need of the medical underwriting requirement
Online Application without the hassle of Medical Examinations
Online application takes about 5 minutes only without the hassle of providing documentation and medical examinations

For details of the plan features and the relevant product risks, please refer to the product brochure.
For terms and conditions of the plan, please refer to the policy.

Promotion Offer
From now until 31 December 2021, customer who successfully applies for eFamilyPro Life Insurance Plan using the [designated promotion code 3SFRF6] can enjoy a
6-month premium waiver!

Pay the premiums with a Hang Seng Credit Card to earn Cash Dollars or yuu Reward Points(4)

Apply Now!

eFamilyPro Life Insurance Plan – hangseng.com/efamilypro-plan



Note:

  1. Age at last birthday
  2. Calculation of the premium is based on a 25-year-old male non-smoker with a Sum Insured of HKD500,000, inclusive of the first-year premium waiver. The figure is rounded up to the nearest 1 decimal place
  3. The maximum aggregate sum insured that each life insured could apply for eFamilyPro Insurance Plan and eCancerPro Life Insurance Plan is HKD8,000,000 for insured who is aged 50 or below and HKD 3,500,000 for insured who is aged above 50
  4. yuu Reward Points only applicable to enJoy Cards. Terms and Conditions apply. To borrow or not to borrow? Borrow only if you can repay!

After successful application, your life, medical and general insurance policies can be easily viewed and managed at anytime, anywhere with the Hang Seng Personal e-Banking or Personal Banking mobile app.
Enjoy 10-month premium waiver for Cancer Protection
Hang Seng Olive Wellness App Your always-on Health Companion
Download now for access to health information, services and rewards, and enjoy 10-month premium waiver for cancer protection
Enjoy 10-month premium waiver for Cancer Protection
Details: hangseng.com/olive-offer
Details: hangseng.com/olive-offer
Details: hangseng.com/olive-offer
Search Hang Seng Olive
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Scan QR code to download Hang Seng Olive Wellness App
Terms and Conditions apply, please note the relevant product risks. The relevant Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
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Information Disclosure
The above information is intended as a general summary of information and is for reference only. Please refer to the relevant leaflet or factsheet for exact contents, terms, conditions and exclusions of the relevant Life Insurance Plan, and the policy of the relevant Life Insurance Plan shall be considered as final.

The above Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited. Hang Seng Insurance Company Limited is authorized and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited and the insurance products are products of Hang Seng Insurance Company Limited but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.