Brand new tax deductible annuity - eIncomePro Deferred Annuity Plan (100% Guaranteed)

Plan early for your passive income and enjoy tax deductions Successfully apply now to also enjoy a 5X Cash Dollars Rebate / yuu Points
eIncomePro Deferred Annuity Plan (100% Guaranteed) ("eIncomePro" or "the Plan") is a life insurance plan and is not equivalent or similar to any kind of bank deposit. This product information does not contain the full terms of the policy and the full terms can be found in the relevant policy document. It is underwritten by Hang Seng Insurance Company Limited ("Hang Seng Insurance"). "eIncomePro" has been certified by the Insurance Authority ("IA") as Qualifying Deferred Annuity Policy ("QDAP"). For more information about "QDAP", please visit www.ia.org.hk .
Tax Deductible Online Annuity with a 100% Guarantee of the Return

eIncomePro Deferred Annuity Plan (100% Guaranteed)(1)
Tax Deductible Online Annuity Product(1)
with a 100% Guarantee of the Return

eIncomePro Deferred Annuity Plan (100% Guaranteed)(1) provides 10 years of extra fixed income(2), with the qualifying premiums paid which may be eligible for a tax deduction(1). It takes only 10 minutes to apply online*, and acceptance is guaranteed with no medical examination required.

Now, upon successful application, you can also enjoy:

5X Cash Dollars Rebate / yuu Points(8) Latest offer
(must apply with <the designated promo code: 3IPC05> and pay the premiums with Annual Payment Mode with your Hang Seng Credit Card)
Additional COVID-19 Benefit and Vaccination Benefit for free (no medical proof requirement)
First 10 months’ premium waiver for Cancer Protection (upon successful registration as a member of the Hang Seng Olive Wellness App)
*The actual time required maybe affected by various factors, including the environment, network, device, etc.

Plan Features Plan Features
100% guaranteed return, with internal rate of return of 1.73% - 2%(3)
Certified by the Insurance Authority as a Qualifying Deferred Annuity Policy (“QDAP”) in Hong Kong and the relevant premiums may be eligible for a tax deduction
(Potential tax saving of up to HKD10,200 in a tax assessment year(1)(6))
Breakeven year: at the end of 8th policy year(4) at the earliest
Policy currency: HKD / USD
Monthly premium as low as HKD3,230
Guaranteed acceptance without any requirement for medical examination
For details of the plan features and the relevant product risks, please refer to the product brochure.
For the terms and conditions of the plan, please refer to the policy.
Get a free quote and apply online now
hangseng.com/eincomepro-plan
Get a free quote and apply online now
hangseng.com/eincomepro-plan
Get a free quote and apply online now
hangseng.com/eincomepro-plan
The must-knows about QDAPs
  1. Are all annuity products eligible for a tax deduction?
Qualifying Deferred Annuity PolicyNo, only the premiums paid for Qualifying Deferred Annuity Policies (“QDAPs”) are eligible for a tax deduction. Qualifying Deferred Annuity Policy
  1. What is the potential tax savings upon application for a QDAP?
The potential tax savings can be up to HKD10,200 in a tax assessment year for each taxpayer(1)(6), the actual tax savings depends on your personal circumstances (e.g. income, eligible tax deductions and allowances, QDAP premiums/tax deductible MPF voluntary contributions, etc).

In addition, taxpayer may claim deduction for qualifying annuity premiums paid under one or more than one policy. However, the deduction allowable to each taxpayer should not exceed the aggregate of qualifying annuity premiums and tax deductible MPF voluntary contributions paid during the tax assessment year or the specified maximum deduction HKD60,000, whichever is lower.
  1. Married couple could flexibly allocate qualifying deferred annuity premiums for tax deductions of up to HKD120,000 in total?
Married taxpayers may claim a tax deduction for the qualifying deferred annuity premiums paid by himself/herself and his/her spouse not living apart, they may allocate the qualifying deferred annuity premiums for tax deductions of up to HKD120,000 in total (potential tax savings of up to HKD20,400 per tax assessment year(1)(7)). However, the amount of deductions claimed by each taxpayer cannot exceed the individual limit (i.e. a maximum of HKD60,000 per individual).
Get a free quote and apply online now
hangseng.com/eincomepro-plan
hangseng.com/eincomepro-plan

After successful application, your life, medical and general insurance policies can be easily viewed and managed at anytime, anywhere with the Hang Seng Personal e-Banking or Personal Banking mobile app.
Enjoy 10-month premium waiver for Cancer Protection
Hang Seng Olive Wellness App Your always-on Health Companion
Download now for access to health information, services and rewards, and enjoy 10-month premium waiver for cancer protection
Enjoy 10-month premium waiver for Cancer Protection
Details: hangseng.com/olive-offer
Details: hangseng.com/olive-offer
Details: hangseng.com/olive-offer
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Terms and Conditions apply, please note the relevant product risks. The relevant Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.
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