Terms and Conditions for iPoint Exclusive offers:


General Terms and Conditions:

  1. Unless otherwise specified, all the offers are valid from 1 January 2020 to 31 March 2020 ("Promotion Period").
  2. Customers must successfully meet the designated requirements in order to enjoy the designated offers.
  3. Offers are only applicable at the iPoint Sales and Service Centre of Hang Seng Bank Limited ("the Bank") which is located at address below ("iPoint").
    1. Shop 1040 - 1042, Level 1, Sheung Shui Centre
  4. Unless otherwise specified, each customer can enjoy the cash voucher ("Gifts") mentioned below once only.
  5. The Gifts set out below are not applicable to corporate account customers, the staff members of the Bank and its subsidiary companies and any party who enjoys staff privileges.
  6. All the Gifts cannot be exchanged for cash or other gifts and will not be re-arranged in case of loss or damage.
  7. The use of the Gifts is subject to the relevant Terms and Conditions of suppliers. Please refer to the relevant Terms and Conditions stated on the Gifts for details. The Bank is not the supplier of the Gifts and will not be responsible for any liabilities related to the Gifts. In case of disputes, customers should deal with the respective supplier directly.
  8. The Gifts are available while stocks last. The Bank reserves the right to replace the Gifts with another gift. The value and nature of the replacement gift may differ from the original Gifts.
  9. No person other than the Customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  10. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  11. These Terms and Conditions are subject to prevailing regulatory requirements.
  12. The Bank reserves the right to suspend, vary or terminate the following offers at any time and to amend the relevant Terms and Conditions from time to time without prior notice.
  13. The decision of the Bank on all matters relating to the following offers shall be final and binding on all parties concerned.
  14. In case of any discrepancy between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.

  15. Specific Terms and Conditions for Prestige Banking and Preferred Banking offers:

  16. During the Promotion Period, New Customer^ or existing customer of the Bank who meet the designated account opening requirements and open / upgrade to an Integrated Account of Prestige Banking ("Prestige Banking") or Integrated Account of Preferred Banking ("Preferred Banking") (“Designated Account”) at iPoint ("Eligible Customer") can entitle HKD200 cash vouchers. The first 30 Eligible Customers who successfully open / upgrade to Designated Account at each iPoint can entitle extra HKD50 cash vouchers.
  17. This offer is not applicable to the following customers:
    1. existing customers who are holding the sole-named or joint-named of the Designated Account;
    2. customers who have closed any Designated Account with the Bank during the period from 1 June 2019 to 31 March 2020; or
    3. whose accounts have been terminated in any periods.
  18. Each Eligible Customer can only get the cash vouchers of Prestige Banking or Preferred Banking once.
  19. If an Eligible Customer opens/upgrades to more than one Prestige Banking or Preferred Banking during the Promotion Period (including the sole-named or joint-named Prestige Banking or Preferred Banking), entitlement to the cash vouchers will be based on the earliest account opening/upgrading date.
  20. If an Eligible Customer newly opens/upgrades to both Prestige Banking and Preferred Banking during the Promotion Period, he/she will only be entitled to the cash vouchers of Prestige Banking.
  21. In case the relevant Prestige Banking or Preferred Banking is a joint-named account, only the primary account holder can enjoy the cash vouchers.

    ^ New Customers refer to customers who open a new Prestige Banking or Preferred Banking excluding:

    1. existing customers who are holding any Hong Kong Dollars / Foreign Currency savings, current, time deposit accounts or any Hang Seng Integrated Accounts (including Prestige Banking, Preferred Banking, Green Banking and Integrated Account);
    2. customers who have closed any of the above accounts with the Bank within the period of 1 June 2019 to 31 March 2020, or
    3. whose accounts mentioned above have been terminated in any period.


Specific Terms and Conditions for Personal Instalment Loan offer:

  1. During the Promotion Period, customer can get HKD50 cash voucher for successful application of Handy Cash Personal Instalment Loan / Tax Comforter Loan via iPoint.