Up to 10% p.a. for Foreign Currency Time Deposit
Bank’s Cost Price FX Offer Every Wednesday

Hang Seng FX Power You Up

Exchange Currencies OnlineExchange Currencies Online
From now on, via Hang Seng Personal e-Banking or Hang Seng Personal Banking mobile app, you can enjoy the Bank’s Cost PriceFootnote remark [1] and time deposit interest rate offers for exchange of any designated currencies within the specified time period, helping you make the FX deal with a better price.
Offer 1
Exchange designated currencies at Bank’s Cost PriceFootnote remark [1] on Wednesdays
From 20 January to 28 April 2021 (“Offer 1 Promotion Period”) , you can enjoy the Bank’s Cost PriceFootnote remark [1] to exchange any of the designated currencies with at least HKD100,000 or its equivalent per single FX transaction via Hang Seng Personal e-Banking or Hang Seng Personal Banking mobile app (including Virtual Assistant HARO services)Footnote remark [2] from 9am to 9pm every Wednesday.

Designated Currencies
  • AUD, CAD, CHF, CNY, EUR, GBP, JPY, NZD and USD
Example 1) Exchanging GBP with HKD1,000,000
FX Board Rate Bank’s Cost Price
Exchange rate for you to buy GBP 10.627 10.594
Total amount of GBP GBP94,100 GBP94,100
Total amount of HKD required HKD1,000,000 HKD996,895
Saving -- HKD3,105
Example 2) Exchanging USD with HKD1,000,000
FX Board Rate Bank’s Cost Price
Exchange rate for you to buy USD 7.770 7.758
Total amount of USD USD128,700 USD128,700
Total amount of HKD required HKD1,000,000 HKD998,455
Saving -- HKD1,545
Example 3) Exchanging CNY with HKD1,000,000
FX Board Rate Bank’s Cost Price
Exchange rate for you to buy CNY 1.2117 1.2071
Total amount of CNY CNY825,287 CNY825,287
Total amount of HKD required HKD1,000,000 HKD996,204
Saving -- HKD3,796
The above amounts are rounded to the nearest integer.
The above exchange rates, quoted with reference to the exchange rates offered by the Bank on 6 Jan 2021 and are for illustrative purposes only. You can refer to the latest exchange rates during your transactions.
Offer 2
Enjoy Interest Rate of up to 10.0% p.a.Footnote remark [3] for exchange of designated currencies and set up of 1-week Time Deposit at the same time
From 1 April to 30 June 2021 (“Offer 2 Promotion Period”), you can enjoy the following interest rate offerFootnote remark [3] upon completing a single FX transaction to exchange for any designated currency with at least HKD50,000 and capped at HKD2,000,000 or its equivalentFootnote remark [4] and setting up a 1-week time deposit in the same currency at the same time via Hang Seng Personal e-bankingFootnote remark [5], Hang Seng Personal Banking mobile appFootnote remark [5], phone banking hotline or branch during the valid transaction timeFootnote remark [6].

Designated Currency 1-week Time Deposit Interest Rate (p.a.)Footnote remark [3]
Signature Prestige Banking Preferred Banking Integrated Account
CNY 10.0% 9.8% 9.5% 9.0%
GBP 10.0% 9.8% 9.5% 9.0%
CAD 9.0% 8.8% 8.5% 8.0%
AUD 8.5% 8.3% 8.0% 7.5%
NZD 8.5% 8.3% 8.0% 7.5%
USD 5.5% 5.3% 5.0% 4.5%
HKD 5.0% 4.8% 4.5% 4.0%
Offer 3
Perform FX online for a chance to win up to HKD10,000 worth of jewelry shop gift vouchers
From 18 January to 30 April 2021 (“Offer 3 Promotion Period”), upon completing a single FX transaction with at least HKD100,000 or its equivalent via any of the available online channelsFootnote remark [7] of the Bank, you will be entitled to a lucky draw entry to get a chance to win one of the following prizes (with no limit on the number of lucky draw entries):
  • Jewelry shop gift vouchers worth HKD10,000 (1 winner)
  • Jewelry shop gift vouchers worth HKD2,000 (5 winners)
Offer 4
Foreign Exchange Welcome Offer
From 2 January to 30 April 2021 (“Offer 4 Promotion Period”), new FX customersFootnote remark [8] can get a HKD50 cash reward upon completing a single FX transaction with at least HKD100,000 or its equivalent via any of the available online channelsFootnote remark [7], phone banking hotlines or branches of the Bank.
Notes:
(1)
Bank’s Cost Price refers to the exchange rate for foreign exchange without any sales margin normally charged by the Bank. Mark-up applicable on top of the exchange rate for operational reasons will not be waived. When a customer performs an Eligible Transaction, the Bank’s Cost Price will be automatically applied as the exchange rate upfront. The Bank’s Cost Price may vary from time to time according to fluctuations in market interest rates and currency rates, customers’ trading patterns and other factors. In case of any disputes, the Bank reserves the right of final decision on the Bank’s Cost Price for any Eligible Transaction.
(2)
Offer 1 is not applicable to transactions completed via FX Order Watch and Currency Switching at Hang Seng Personal e-Banking or Hang Seng Personal Banking mobile app, and is not applicable to transactions made on pre-defined dates by way of forward-dated instructions.
(3)
The above interest rate offers are quoted with reference to the interest rates offered by the Bank on 8 April 2021 and are for reference only. The relevant interest rates will be subject to revision based on the prevailing market conditions.
(4)
If the actual transaction amount exceeds the exchange amount cap, the 1-week time deposit board rate will be offered to the actual transaction amount.
(5)
Except FX transactions via FX Order Watch, Currency Switching and HARO Services.
(6)
Valid transaction time for Hang Seng Personal e-banking: 8am to 7:55pm, Monday to Friday (Not applicable to non-transaction time, Saturdays, Sundays, Hong Kong public holidays and holidays of the country or region where the currency is issued). Valid transaction time for phone banking hotlines: 9am to 7pm, Monday to Friday; 9am to 12:55pm, Saturday. Valid transaction time for branches: 9am to 5pm, Monday to Friday; 9am to 1pm, Saturday (University branches are closed on Saturday).
(7)
The online transaction channels applicable to Offer 3 and Offer 4 include Hang Seng Personal e-Banking, Hang Seng Personal Banking mobile app, FX Order Watch services and Virtual Assistant HARO services.
(8)
“New FX customers” refers to customers of Signature, Prestige Banking or Preferred Banking of the Bank who did not perform any foreign exchange transaction with the Bank (including buy/sell transactions for any foreign currencies available from the Bank) from 1 January 2020 to 31 December 2020.

Exchange Currencies Online

No 1
Logon to Hang Seng Personal e-Banking
No 2
Please click "Foreign Exchange" > "Foregin Exchange Service"
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