Hang Seng Credit Card Spending Reward

General Terms and Conditions:

The promotion period of the Promotion is from 1 December 2022 to 28 February 2023 (“Promotion Period”).
This Promotion is applicable to Hang Seng Credit Card, Affinity Card, Commercial Card, Business Card or Spending Card, but excluding Hang Seng UnionPay Renminbi Diamond Commercial Card, Renminbi Credit Card, USD Visa Gold Card and Private Label Cards (“Eligible Credit Card”).
Eligible retail transactions mean local/ overseas/ online transactions conducted with the Eligible Credit Card registered during the Promotion Period (“Eligible Transactions”), excluding any online bill payments via Hang Seng e-Banking (including but not limited to water bills, electricity bills, insurance premiums, payment to other banks and credit cards, etc.) and tax payments, phone / fax orders (including bill payments and purchases), cash coupon purchase, balance transfers, split transactions, "Octopus Automatic Add-Value Service" auto top-up amounts, purchase and / or reload of stored value cards or e-wallets or transactions via e-wallets, purchase of products / services at financial / non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers and Trading Platform spending in Plus500, IG.com etc.), casino chip purchases, autopays, cash advance transactions, handling fees of cash advance / annual fees / handling fees / finance charges, late charges of credit cards and any transactions under recurring payment instructions or Transactions of Tuition Fee Payment / Examination Fee Payment / Bookstores made with University / College Affinity Credit Card, please refer to hangseng.com/aupromo for relevant spending definition and details. All transactions that are found to be fraudulent or eventually cancelled / returned will be considered as ineligible transactions and are not applicable to this promotion and extra rebate / Reward Points will not be rewarded.
Eligible Retail Transactions and eligible merchant codes shall be classified according to the merchant codes/transaction types as defined by Visa Worldwide Pte. Limited, Mastercard Asia/Pacific (Hong Kong) Limited and UnionPay International or determined by the respective merchant's acquiring bank, and at the sole and absolute discretion of Hang Seng. Hang Seng has no obligation to clarify which transactions are eligible for the Cash Dollars Rewards/ yuu Points before the Customers conduct the transactions. The decision on the Eligible Transaction definition of Hang Seng shall be final.
To enjoy the Promotion offers, customers must successfully and separately register their eligible cards once via the hotline 2998 6000 or directly go to the registration web page during the Promotion Period. Upon completion of registration, customers will receive a reference number, which shall be final and conclusive. If a customer registers repeatedly, only the first registration is valid. Only Eligible Transactions made by the registered Eligible Credit Card from the registration month to the end of the Promotion Period will be counted for the rewards. All Eligible Transactions must be completed within the relevant Promotion Period and posted to the relevant credit card accounts on or before 14 March 2023 respectively.
Spending amount is calculated based on a single credit card account, including spending of supplementary card for which transactions are posted to the same principal card account.
The Eligible Transactions and the rewards are based on the net spending amount, which means the final amount charged to the Hang Seng Credit Card, and the use of any discount offers and Cash Dollars / yuu Points / Merchant Dollars (if applicable) will not be taken into account. The Cash Dollars reward / yuu Points will be rounded down to the nearest dollar / point.
No alteration or cancellation can be made to the registration, and all rewarded Cash Dollars / yuu Points cannot be transferred or converted into cash under any circumstances.
Hang Seng Bank Limited (“Hang Seng”) will determine the eligibility of the customers for all Cash Dollars / yuu Points to be rewarded based on the transactions records held by Hang Seng. In case of any disputes, Hang Seng’s records shall be final and conclusive.
The extra Cash Dollars / yuu Points will be credited into the Eligible Credit Card accounts respectively in May 2023. Such credit card accounts should remain valid and in good standing when the relevant Cash Dollars / yuu Points are credited. Customers can log in to Hang Seng Personal e-Banking (if applicable) or call 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details. Hang Seng reserves the right to amend the type of rewards thereof from time to time. In case of any disputes, the decision of Hang Seng shall be final.
Extra Cash Dollars rebate / yuu Points will be calculated based on the amount of each individual Eligible Transaction. The Cash Dollars rebate / yuu Points rewarded will be rounded down to the nearest dollar / point. The Cash Dollars rebate less than $1 Cash Dollar / yuu Points less than 1 yuu Point will not be rewarded.
If the principal card and its supplementary card share the same credit limit, the accumulated transaction amount will be calculated on a combined basis and the total reward will be combined and credited to the principal card account.
Customers must keep the original sales slips of all posted transactions. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. Use of yuu Points is subject to the terms and conditions for Hang Seng enJoy Card Reward Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
Hang Seng enJoy Visa Platinum Card and Hang Seng enJoy Spending Card (“enJoy Card”) are rewarded with yuu Points. Please refer to hangseng.com/enjoycard for Reward Programme details.
All products, services and information related to this promotion are directly sold and supplied to customers by the relevant merchants who are solely responsible for all related obligations and liabilities.
Hang Seng reserves the right to vary or convert Cash Dollars / yuu Points to other forms of rewards (including but not limited to points or cash rebates) equivalent to the same values/ amounts/ earning ratio of the Cash Dollars / yuu Points to eligible customers from time to time without prior notice.
Unless otherwise specified, this Promotion cannot be used in conjunction with other Cash Dollars / yuu Points promotions.
The eligible transactions shall be determined at the sole and absolute discretion of Hang Seng and may be varied from time to time without further notice.
Hang Seng reserves the right to vary or terminate the promotion at any time and to amend the terms and conditions of the promotion from time to time without prior notice. In case of any disputes, the decision of Hang Seng shall be final.
No person other than the customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.
The English version of these terms and conditions shall prevail whenever there is any discrepancy between the English and Chinese versions.

Specific Terms and Conditions of Offer 1 - “Extra up to 8% Cash Dollars rebate / 8X yuu points”:

Upon accumulation of monthly Eligible Retail Transactions (as defined in Clause 3) with net spending of HKD3,800 or above with Eligible Credit Card, customers can earn an extra 8% Cash Dollars rebate (“extra 8% Cash Dollars rebate”) (Hang Seng Credit Card) / an extra 8X yuu Points (“extra 8X yuu Points”) (enJoy Card) for conducting Eligible Transactions of Online Spending / Dining/ Overseas Spending (as defined in Clause 27) with a single net spending of HKD600 or above during the Promotion Period. The maximum extra rewards under Eligible Transactions of Online Spending/ Dining/ Overseas Spending is $200 Cash Dollars (Hang Seng Credit Card) / 20,000 yuu Points (enJoy Card) for each month per Eligible Credit Card account (“Maximum Extra Monthly Reward for Transactions”) and is $600 Cash Dollars (Hang Seng Credit Card) / 60,000 yuu Points (enJoy Card) per Eligible Credit Card account during the entire Promotion Period.
Unless otherwise specified, eligible Transactions of Online Spending/ Dining/ Overseas Spending include:
1. Eligible Online Spending Transaction includes any online spending transactions in local or foreign currencies with Eligible Credit Card. For foreign currencies transactions, the transaction amount will be based on the transaction currency transaction amount converted to Hong Kong Dollars and posted in the credit card statement.
2. Eligible Dining Transaction includes any retail dining transactions in dining merchants made with Eligible Credit Card, according to the merchant codes/ transaction types as defined by VISA Worldwide Pte. Limited, Mastercard Asia/ Pacific (Hong Kong) Limited, and UnionPay International or determined by the respective merchant's acquiring bank. Unless otherwise specified, retail dining transactions EXCLUDE restaurants in hotels, banquet services, private parties / functions, private room events, cake / bakery shops and dining outlets/ merchants in department stores, associations, clubhouses. For avoidance of doubt, Eligible Dining Transactions made with mobile payment will be defined as Eligible Dining Transaction to earn the rewards.
3. Eligible Overseas Spending include overseas retail spending in foreign currencies made with Eligible Credit Card, excluding dynamic currency conversion transaction.
Eligible Transactions of Online Spending/ Dining do not include transactions made at the designated merchants during promotion campaigns, which will be specified by Hang Seng from time to time.

Specific Terms and Conditions of Offer 2 – “Accumulative Rewards”:

Upon accumulating Eligible Retail Transactions (as defined in Clause 3) with a single net retail spending of HKD600 or above to net spending of HKD28,000 or above in whole period, customers can earn extra $280 Cash Dollars (Hang Seng Credit Card) / 28,000 yuu Points (enJoy Card).
For the whole Promotion Period, the extra rewards for each Eligible Credit Card account is limited to a maximum of extra $280 Cash Dollars (Hang Seng Credit Card) / 28,000 yuu Points (enJoy Card). If the principal card and its supplementary card share the same credit limit (i.e. the same credit card account), the total extra reward will be combined and credited to the principal card account, with a maximum of extra $280 Cash Dollars (Hang Seng Credit Card) / 28,000 yuu Points (enJoy Card) can be earned in total for the principal card and its supplementary card(s) altogether for each Credit Card account under this Offer 2 for the whole Promotion Period.

Terms and Conditions Summary of “Online Tax Payment Offer”:

The promotion period is from 1 December 2022 to 28 February 2023 (“Online Tax Payment Offer Promotion Period”).
This Online Tax Payment Offer is applicable to Hang Seng Credit Card or Affinity Card (“Online Tax Payment Offer Eligible Credit Card”). Hang Seng Commercial Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard, Business Card, Spending Card, Private Label Card and Supplementary Card are not applicable to this Offer.

Starting from the registration month of the Online Tax Payment Offer Eligible Credit Card, the Online Tax Payment Offer will be applicable for payment of personal or third party tax bills via Hang Seng Personal e-Banking Online Bill Payment Service (“Online Bill Payment Service”) by Online Tax Payment Offer Eligible Credit Card within the Credit Card Online Bill Payment Service during the Online Tax Payment Offer Promotion Period, please refer to the offers table below. (Tax payments via other channels such as ATM transferor phone banking service will not be eligible for the Offer.)

Total Tax Payment Amount	Extra Rewards Cash Dollars/yuu Points
HKD 500,000 or above	$300/30,000 Points
HKD 200,000 – less than HKD 500,000	$200/20,000 Points
HKD 50,000 – less than HKD 200,000	$100/10,000 Points
HKD 10,000 – less than HKD 50,000	$50/5,000 Points

Other Terms and Conditions apply to this Online Tax Payment Offer, please visit hangseng.com/reward4 for details.

Total Tax Payment Amount	Extra Rewards / Points
HKD500,000 or above	$300 / 30,000 Points
HKD200,000 – less than HKD500,000	$200 / 20,000 Points
HKD50,000 – less than HKD200,000	$100 / 10,000 Points
HKD10,000 – less than HKD50,000	$50 / 5,000 Points

Register in the following ways now