Terms and Conditions of Foreign Exchange Promotion

  1. The promotion period is from 1 December 2018 to 28 February 2019, both dates inclusive ("Promotion Period").
  2. This promotion is only applicable to customers who are the sole or principal accountholders of any personal accounts ("Eligible Account(s)") of Hang Seng Bank Limited ("the Bank") and have valid Hong Kong correspondence address under the Bank’s record. Only the principal accountholder is entitled to this promotion if the Eligible Account is a joint account ("Eligible Customer(s)").
  3. Each eligible customer will be entitled to 1 lucky draw entry only. Eligible customers who have successfully perform foreign exchange (including the buy or sell of any currencies available in the Bank) with accumulated transaction amount upon HKD50,000 or its Hong Kong Dollar equivalent via any transaction channels of the Bank (including Hang Seng Personal e-Banking, Hang Seng Personal Banking Mobile Application, Hang Seng Phone Banking Hotline, Hang Seng FX ATM or branches) during the Promotion Period ("Eligible Transaction(s)") will be entitled to 1 lucky draw entry.
  4. Each Eligible Transaction is calculated in Hong Kong Dollar or equivalent based on the executed exchange rate of that transaction. For cross currency transfers, it will be treated as 2 transactions (taking a USD to AUD transfer as an example: (a) the USD to HKD exchange and (b) the HKD to AUD exchange, the amount of transactions (a) and (b) equivalent to Hong Kong Dollar value will be both counted).
  5. Except the foreign currency telegraphic exchange rate discount offered by the Bank, this promotion is not applicable to other foreign exchange offers.
  6. Unless otherwise specified, this promotion is not applicable to corporate accounts customers and Private Banking customers.
  7. After the end of the Promotion Period, a lucky draw will be conducted by the Bank to draw 10 winners ("Winner(s)"). Winners will get Hang Seng Credit Card Cash Dollars as lucky draw reward ("Cash Dollars Reward") , respectively $88,888 Cash Dollars (1 winner), $38,888 Cash Dollars (1 winner), $28,888 Cash Dollars (1 winner) and $8,888 Cash Dollars (7 winners).
  8. The notification letter of Cash Dollars Reward ("Notification Letter(s)") will be mailed on or before 31 May 2019 to each Winner’s correspondence address according to the Bank’s record at the time of mailing.
  9. Cash Dollars Reward will be credited to the eligible Hang Seng Credit Card account on or before 31 May 2019.
  10. Cash Dollars Reward will be credited to the Hang Seng Prestige World Mastercard® accounts of the Winners. If a Winner does not have a Hang Seng Prestige World Mastercard®, and have one or more than one Hang Seng Credit Card accounts with an outstanding advance Cash Dollars, the Cash Dollars Reward will be credited into such credit card account with the highest outstanding advance Cash Dollars balance at that time. If a Winner does not have advance Cash Dollars in any Hang Seng Credit Cards, the Cash Dollars Reward will be credited to the Hang Seng Credit Card account with the highest Cash Dollars balance. Any Eligible Customer who does not have any applicable Hang Seng Credit Card Principal Card can make enquiries to the Bank and apply for one. The application must be successfully approved one month before the crediting of the relevant Cash Dollars Reward in order to be eligible for the Cash Dollars offers. If the application for Hang Seng Credit Card is not approved, the Winner will not be offered any Cash Dollars Reward. Upon the crediting of the Cash Dollars Reward, the relevant Hang Seng Credit Card account must still be valid and with good credit records.
  11. All the Cash Dollars offers are not applicable to Hang Seng Supplementary Card, Business Card, Commercial Card, USD Visa Gold Card, UnionPay RMB Diamond Commercial Card, Renminbi Credit Card, Spending Card, e-shopping Mastercard and Private Label Card. The Cash Dollars cannot be transferred or converted into cash. The use of Cash Dollars is subject to the Terms and Conditions of the Hang Seng Credit Card Membership Rewards Programme. For details, please call the 24-hour Hang Seng Credit Card Marketing Enquiry Hotline at 2998 6899.
  12. The Cash Dollars Reward cannot be converted to cash or other gifts.
  13. No person other than the Customer (which includes its successors and assigns) and the Bank will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  14. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  15. These Terms and Conditions are subject to prevailing regulatory requirements.
  16. The Bank reserves the right to suspend, vary or terminate this promotion and the relevant offers at any time and to amend the relevant Terms and Conditions from time to time without prior notice.
  17. In case of any disputes, the decision of the Bank on all matters relating to this promotion and the relevant offers shall be final and binding on all parties concerned. This promotion and the relevant offers are subject to the Terms and Conditions of relevant products or services. If there is any inconsistency between the Terms and Conditions of relevant products or services and these Terms and Conditions, these Terms and Conditions shall prevail.
  18. In case of any discrepancy between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.