Hang Seng truly understands SME clients’ financing need for cash flows management and business expansion. The Hang Seng Business Loan (“Business Loan”) is designed to empower your business with speed and agility in this rapid changing market, by bringing immediate financing solutions to you. To facilitate you can catch every opportunity to win on the fast track.

Apply Business Loan through the Hang Seng Business Online Application Platform, your application can be done with ease, faster and more conveniently.

Application Offer

Successfully apply for the Business Loan from 1 July - 31 December 2021 through Hang Seng Business Online Application Platform to enjoy the following privilegesFootnote remark [i]:
  • 50% off handling fee
    for Instalment Loan

  • 50% off monthly fee
    for Overdraft Facility

Features of Application for Business Loan


  • Allow you to sign up and create profile online to fill in the online application form of Business Loan at any time via Hang Seng Business Online Application Platform

  • Upload the required documents to further speed up and streamline the application process

  • Loan amount of up to HKD2,000,000

  • No collateral or financial reports required Footnote remark [1]
  • Choice of 2 financing options: Instalment LoanFootnote remark [2] or Overdraft Facility
    1. Instalment Loan allows you to better plan your finances
    1. Repayment period of up to 60 months
    2. Choice of Principal Repayment DeferralFootnote remark [3] in the first 3 months
    3. Top-up Loan allows you to re-borrow the repaid principal amountFootnote remark [4], providing greater financial flexibility
    1. Overdraft FacilityFootnote remark [5] helps you meet unexpected financial needs
    1. No interest charged on unused limit
    2. Credit limit restored automatically with each repayment