Hang Seng Prestige World MasterCard – Prestige. A wealth of privileges as distinguished as your status.

Prestige, a wealth of privileges as distinguished as your status.

Prestige,
a wealth of privileges as distinguished as your status.

Upon successful application for Hang Seng Prestige World Mastercard from 1 April to 30 June 2023, you can enjoy the following fabulous offers.

Welcome Gift up to $600 Cash Dollars

and

Perpetual Annual Fee Waiver

Welcome Gift up to $600 Cash Dollars and Perpetual Annual Fee Waiver

Existing Hang Seng Prestige Banking Customers

Apply Now

Non-Existing Hang Seng Prestige Banking Customers

Apply Now

You must become a Hang Seng Prestige Banking Customer prior to your application

Terms and Conditions for Welcome Gift and Credit Card

A World of Unsurpassed Privileges Specially for You

Superior Experience

We understand your needs, and specially prepare various concierge services and emergency assistance for you to experience the superiority of your unique status.

With a single phone call, you can arrange a trip, reserve the best restaurants table or even obtain emergency services with ease.

24-hour Hang Seng Prestige World Mastercard Customer Service Hotline:

2998 8111

Travel Privileges

From reserving hotel rooms to hiring a car - all arrangements that contribute to a prefect trip are now at your fingertips with our fabulous travel privileges.

Worldwide Airport Lounge Privilege

Airport Limousine Service

Global Travel Medical Coverage

Access to the most celebrated and legendary golfing landmarks

Gourmet Delights

Take your most discerning tastebuds on a gastronomic journey, and register now to discover an exclusive range of privileges from Mastercard Priceless™ like no other.

More Wine & Dine Offers Up to 20% Off

JW Marriott Hotel Hong Kong

Grand Hyatt Hong Kong

New World Millennium Hong Kong Hotel

More Year Round Offers

Food delivery platform exclusive privilege

Enjoy 50% off 6-month pandapro membership for HKD237 with promotion code “MASTERPRO50”.

New Credit Card Customers¹ are required to accumulate transaction amount of HKD10,000 within 60 days from the date of new card issuance in order to enjoy $600 Cash Dollars and Existing Credit Card Customers² are required to accumulate transaction amount of HKD8,000 within 60 days from the date of new card issuance in order to enjoy $300 Cash Dollars. The welcome gift are not applicable to Principal Card customers who are currently holding and / or have held in the preceding 12 months any Hang Seng Prestige World Mastercard.
Perpetual Annual Fee Waiver is applicable to Principal Card & Supplementary Card customers.
There is a maximum of 4 times Cash Dollars rebate in each phase, and a maximum of 5 times Cash Dollars rebate.

Notes：

"New Credit Card Customers" refer to applicants who are not currently holding and have never held the Principal Card of any personal credit card / affinity card / cobranded card (excluding spending card and private label card) issued by Hang Seng Bank Limited (“Hang Seng”) during the 12 months immediately preceding the date of application.
"Existing Credit Card Customers" refer to applicants who are currently holding and / or have ever held the Principal Card of any personal credit card / affinity card / co-branded card (excluding spending card and private label card) issued by Hang Seng during the 12 months immediately preceding the date of application.

The above offers are subject to the General Terms & Conditions. Please for details.

All offers are valid until 31 May 2023 unless otherwise specified.
The offers are applicable to regular-priced items / services only and are not applicable to fixed-priced, special-priced, consignment, promotional, festive and designated items / services (unless otherwise specified).
The offers are not transferable, and cannot be redeemed or exchanged for cash, or used in conjunction with other promotional offers, discounts, coupons, cash coupons, cake coupons or membership benefits / VIP cards / VIP bonus point programmes of the merchants (unless otherwise specified).
Upon closure of the respective merchants, the relevant offers shall be terminated immediately.
All products, services, and information related to the offers are directly sold and supplied to customers by the merchants who are solely responsible for all related obligations and liabilities.
The offers are governed by these terms and conditions and other terms and conditions stipulated by the respective participating merchants. Hang Seng Bank Limited (“Hang Seng”) and the merchants reserve the right to suspend, revise or terminate the offers at any time and to amend the terms and conditions of the offers from time to time. In case of any dispute, the decision of Hang Seng and the merchants shall be final.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These terms and conditions are subject to prevailing regulatory requirements.
In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

24-hour Hang Seng Prestige World Mastercard Customer Service Hotline (852) 2998 8111

To borrow or not to borrow? Borrow only if you can repay!

The Personal Concierge Service is provided by MasterCard concierge service provider(s) ("Vendor").
Customers understand, acknowledge and agree that Hang Seng Bank Limited ("Hang Seng") may provide the Vendor with personal information necessary for verification, maintenance and daily operation purposes.
Customers agree that any personal information collected or held by the Vendor is provided and may be held, used and disclosed by the Vendor to third parties for the purpose of providing the Personal Concierge Service.
Hang Seng and the Vendor undertake to exercise due care and diligence in the appointment and / or referral of any merchants, service providers, and authorised agents to assist customers under the Personal Concierge Service. All products, services, and information related to the Personal Concierge Service are directly sold and supplied to customers by the Vendor (including but not limited to its participating merchants, service providers, and authorised agents) who is solely responsible for all related obligations and liabilities.
Customers shall not have any recourse against Hang Seng and the Vendor for any inconvenience, loss or damage which the customers may attract or incur as a result of Hang Seng and / or the Vendor referral of or contact with a service provider on behalf of the customers.
Customers understand, acknowledge and agree that the use of Personal Concierge Service may be recorded and the relevant voice records may be used by Hang Seng and the Vendor for the purpose of service quality improvement.
Hang Seng and the Vendor reserve the right to suspend, revise or terminate the service at any time and to amend the terms and conditions of the service from time to time. In case of any dispute, the decision of Hang Seng and the Vendor shall be final.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These terms and conditions are subject to prevailing regulatory requirements.
In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Upon using the airport lounge service from 1 January to 30 June 2023 ("Promotion Period"), customers are required to pay the entrance fee (USD32 per person per visit) with Hang Seng Prestige World Mastercard ("Eligible Credit Card"). If the accumulated amount of Eligible Retail Transactions (as defined in Clause 5) of the Customer is HKD20,000 or above in the Spending Period of each Phase (“Phase”), the Customer can receive $260 Cash Dollars rebate for each lounge visit in the Airport Lounge Visit Period of the same Phase as below:

	Airport Lounge Visit Period	Spending Period
Phase 1	1 January to 28 February 2023	1 January to 28 February 2023
Phase 2	1 March to 30 April 2023	1 March to 30 April 2023
Phase 3	1 May to 30 June 2023	1 May to 30 June 2023

Each credit card account is entitled to a maximum of 4 times Cash Dollars rebate each Phase, and a total maximum of 6 times Cash Dollars rebate during the Promotion Period.If the principal card and its supplementary card share the same credit limit, the accumulated transaction amount will be calculated on a combined basis and the rebate will be credited into the principal card account.
Customers must use an Eligible Credit Card to make all the relevant payments in order to enjoy the Privilege.
The Eligible Retail Transactions must be completed within each Phase and posted to the relevant credit card accounts respectively within 14 days after the end of each Phase.
Eligible Retail Transactions include retail transactions made with the Eligible Credit Card during the Promotion Period, but it does not include the deducted amount from the use of discount offers and / or Cash Dollars / Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee / service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service transactions (including via e-wallet/other method to top up Smart Octopus), purchase and / or reload of stored value cards or transactions via e-wallets, purchase of products / services at financial / non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted / unauthorized / cancelled / refunded / found to be fraudulent. Hang Seng will determine the eligibility of the transactions based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng’s records shall be final and conclusive.
The Privilege can be used by both the customer and accompanying guests. For example, if a customer visits the airport lounge together with an accompanying guest, the customer would be regarded as having enjoyed the Privilege for 2 times.
Eligible Retail Transactions and eligible merchant codes shall be determined respectively at the sole and absolute discretion of Hang Seng Bank Limited ("Hang Seng"). Hang Seng has no obligation to clarify which transactions are eligible for the Privilege before the transactions are made.
Any transactions which are eventually cancelled / returned or found to be fraudulent will be considered as ineligible transactions and are not applicable to this Privilege.
Eligible Retail Transactions are based on the net spending amount, which means the final amount charged to the Eligible Credit Card, and the use of any discount offers and Cash Dollars / Merchant Dollars will not be taken into account.
The Cash Dollars rebate will be automatically credited to customers' credit card account within three months after the end of each Phase. The credit card account should remain valid and in good standing when the extra Cash Dollars are credited.Customers can log on to Hang Seng Personal e-Banking (if applicable) or call 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
All rewarded Cash Dollars cannot be transferred or converted into cash under any circumstances.
Hang Seng Bank Limited ("Hang Seng") will determine the eligibility of all Cash Dollars to be rebated based on the transaction records held by Hang Seng. In case of any disputes, Hang Seng’s records shall be final and conclusive.
Customers must keep the original sales slips of all posted transactions. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
Hang Seng and LoungeKeyTM ("Service Provider") reserve the right to suspend, revise or terminate the service at any time and to amend the terms and conditions thereof from time to time. In case of any disputes, the decision of Hang Seng and the Service Provider shall be final.
The Privilege is governed by these terms and conditions and other terms and conditions stipulated by the Service Provider. For the terms and condition of the Service Provider, please refer to airport.mastercard.com.
All participating airport lounges are owned and operated by third party organizations. Customers are governed by the terms and conditions stipulated by each participating lounge.
Customers understand and accept that Hang Seng is not the direct supplier of the airport lounge service. Hang Seng shall bear no liability relating to any aspect of the services, including without limitation, the quality, the supply, the descriptions of good and / or services provided by the limousine services providers, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the Privilege or in making available the service.
The list of participating airport lounges is subject to change without prior notice, please visit airport.mastercard.com for the latest list.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.
In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Hang Seng Prestige World Mastercard^®

Hang Seng Prestige
World Mastercard^®

Prestige, a wealth of privileges as distinguished as your status.

Prestige,
a wealth of privileges as distinguished as your status.

A World of Unsurpassed Privileges Specially for You

Superior Experience

We understand your needs, and specially prepare various concierge services and emergency assistance for you to experience the superiority of your unique status.

Travel Privileges

From reserving hotel rooms to hiring a car - all arrangements that contribute to a prefect trip are now at your fingertips with our fabulous travel privileges.

Gourmet Delights

More Wine & Dine Offers Up to 20% Off

Food delivery platform exclusive privilege

Hang Seng Prestige World Mastercard®

Hang Seng Prestige World Mastercard®

Prestige, a wealth of privileges as distinguished as your status.

Prestige, a wealth of privileges as distinguished as your status.

A World of Unsurpassed Privileges Specially for You

Superior Experience

We understand your needs, and specially prepare various concierge services and emergency assistance for you to experience the superiority of your unique status.

Travel Privileges

From reserving hotel rooms to hiring a car - all arrangements that contribute to a prefect trip are now at your fingertips with our fabulous travel privileges.

Gourmet Delights

More Wine & Dine Offers Up to 20% Off

Food delivery platform exclusive privilege

Hang Seng Prestige World Mastercard^®

Hang Seng Prestige
World Mastercard^®

Prestige,
a wealth of privileges as distinguished as your status.