Make every day more rewarding! The Top-up Offer of Overseas Spending and Online Shopping Reward has been extended to 31 December. Starting from the month of successful registration, eligible online shopping transactions^ with your registered Hang Seng Credit Card will be rewarded with a 1.2% Cash Dollars rebate throughout the year. Moreover, spend upon the designated amount or above, you can earn a top-up offer with up to 4% Cash Dollars rebate until 31 Dec to add your online shopping fun!

^ Only online transactions with single net spending of HKD300 or above will be eligible.
+ If MPOWER cardholder has registered this promotion from 1 January to 28 February 2019, he/she will be automatically registered to enjoy the "Hang Seng MPOWER Card Up to 4.4% Cash Dollars Rebate Reward". For registration, please call 2998 6038 and press "2" after language selection or visit For "Hang Seng MPOWER Card Up to 4.4% Cash Dollars Rebate Reward" details, please click here.

The above offer is subject to the relevant terms and conditions, please click here for details.

To borrow or not to borrow? Borrow only if you can repay!