Hang Seng Visa Credit Card iPhone 18 Series Shopping Rewards

The promotion period is valid from 11 September to 4 October 2026, both dates inclusive (“Promotion Period”).
This Promotion applies to Apple (“the Merchant”) at its official retail stores in Hong Kong and on Apple’s official website (unless otherwise specifically stated).
Customers must settle the payment with the relevant eligible Credit Cards (the “Eligible Credit Card(s)”) to enjoy the corresponding offer. “Fixed Extra Reward” is only applicable to Principal cardholders of Hang Seng Visa Credit Card, Affinity Card and enJoy Spending Card, but excluding Supplementary Card, Commercial Card, Business Card, other Spending Card, Renminbi Credit Card, USD Visa Gold Card and Private Label Cards.
Customers must successfully register for this Promotion once during the Promotion Period in order to be eligible for the “Fixed Extra Reward” offer. Customers can register via the +FUN Centre in the Hang Seng Personal Banking mobile app (Log on to the Hang Seng Personal Banking mobile app. Select “Cards” > “+FUN Centre” > Select this Promotion and register). Each customer only needs to register once. All Eligible Principal Credit Cards under the customer’s name will participate in this Promotion. If a Customer registers repeatedly, only the first registration is valid. Only Eligible Transactions made from the registration date to the end of the Promotion Period will be counted for the Reward.
During the Promotion Period, each customer who makes a single Eligible Transaction with eligible net spending of HKD5,500 or above using an Eligible Credit Card may enjoy total rebates of up to 10% (to be credited in the form of +FUN Dollars / yuu Points).
1. “Fixed Extra Reward”: Each customer may earn up to $528 in +FUN Dollars (applicable to Hang Seng Visa Credit Cards) / 105,600 yuu Points (applicable to enJoy Card) during the entire Promotion Period.
2. “Hang Seng Visa Credit Card Basic Spending Rebate”: The basic rebate rate is 0.4%, i.e. HKD250 of Eligible Spending earns $1 +FUN Dollar (which is equivalent to a 0.4% basic rebate rate after conversion). All basic rebates will be credited to the relevant credit card account in the form of +FUN Dollars (or yuu Points in the case of the enJoy Card).
  (Example for illustration only) For a single Eligible Spending transaction of HKD5,500, the basic rebate is $22 in +FUN Dollars (or 5,500 yuu Points). When combined with the Fixed Extra Reward of HKD528 in +FUN Dollars (or 105,600 yuu Points), the total maximum rebate is $550 in +FUN Dollars (or 111,100 yuu Points), which is equivalent to a 10% rebate.
The quota for the “Fixed Extra Reward” is limited and available on a first-come, first-served basis. If the promotion registration page indicates that the quota is full, it means the quota has reached its limit and the customer will not be able to participate in the promotion.
The net spending amount is the final amount charged to the Eligible Principal Credit Card. The use of any discount/ +FUN Dollars / cash or gift vouchers / other discounts / offers will not be taken into account; extra +FUN Dollars / yuu Points rewarded will be rounded down to the nearest dollar / point. The +FUN Dollars / yuu Points less than $1 +FUN Dollar / 1 yuu Point will not be rewarded.
Eligible spending under this Promotion (“Eligible Transactions”) is as follows: “Fixed Extra Reward” – The Customer must make a single transaction at the merchant using the primary card of an Eligible Credit Card and reach the specified net spending amount (excluding split transactions, purchases of gift vouchers/gift cards, Octopus top-ups, transactions made via any e-wallets (e.g. AlipayHK, WeChat Pay HK, Tap & Go and PayMe by HSBC), and any amount offset by +FUN Dollars; however, transactions made via mobile payment platforms such as Apple Pay, Google Pay™ and Samsung Pay™ (excluding e-wallets) are eligible).
All Eligible Transactions must be completed within the period from the registration date to the end of the Promotion Period, and be posted to the relevant Eligible Credit Card account within 14 days after the end of Promotion Period. 10. The “Fixed Extra Reward” will be credited within December 2026 to the Eligible Credit Card account used for the Eligible Transaction at the Merchant, as recorded by Hang Seng. Such credit card accounts should remain valid and in good standing when the relevant rewards are credited. Customer can log in to Hang Seng Personal e-Banking (if applicable) or call 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899 to check the reward details.
Upon registering this Promotion, customer shall be deemed to agree to and accept the transfer, by the Merchant to Hang Seng Bank Limited (“Hang Seng”), of the data and information relating to the transactions made by the Customer during the Promotion Period using Hang Seng Credit Card for the purposes of calculating and verifying the Fixed Extra Reward entitlement for this Promotion.
Use of +FUN Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Program. Redemption of yuu Points is subject to the terms and conditions of Hang Seng enJoy Card Points Program. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
Hang Seng enJoy Visa Platinum Card and Hang Seng enJoy Spending Card (“enJoy Card”) are rewarded with yuu Points. Please refer to hangseng.com/enjoycard for enJoy Card Reward Points Program details.
Hang Seng will determine the eligibility of all +FUN Dollars / yuu Points based on transaction records held by Hang Seng. In case of any disputes, Hang Seng’s records shall be final and conclusive.
All transactions which are found to be fraudulent or eventually cancelled / returned will be considered as ineligible transactions and are not applicable to this Promotion.
Customers must keep original sales slips of all posted transactions. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
No alteration or cancellation can be made to the registration, and all rewarded +FUN Dollars / yuu Points cannot be transferred or converted into cash under any circumstances.
Unless otherwise specified, all the offers under this Promotion can be used in conjunction, but any one of such offers cannot be used in conjunction with other promotional offers and cannot be redeemed for cash or other products.
All product details and prices, which are provided by the Merchant, are for reference only, and are subject to change without further notice. Selected Products are only available while stocks last. The details, prices and availability of all products are subject to the latest updates from the Merchant.
All products, services and information related to this Promotion are directly sold and supplied to customers by the Merchant who is solely responsible for all related obligations and liabilities.
The Promotion is governed by these Terms and Conditions and other terms and conditions stipulated by the Merchant. Hang Seng and the Merchant reserve the right to suspend, revise or terminate the above offers and to amend the terms and conditions thereof at any time without prior notice. In case of any disputes, the decision of Hang Seng and the Merchant shall be final.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provisions of these Terms and Conditions.
Apple is a trademark of Apple Inc. Apple is not a participant in or sponsor of this promotion.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.
The English version of these terms and conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.