How to buy iPhone in a smart way? As Hang Seng Credit Card1 customers, you are privileged to join the brand new iPhone for Life to buy the latest iPhone 13 series (“iPhone”) to enjoy lower monthly payment, interest-free and $0 handling fee Instalment plan2, with the “Guaranteed Buy-Back Value”3.
At the 24th month of the instalment plan, with the “Guaranteed Buy-Back Value”3, you have the flexibility to return your iPhone to respective mobile service providers to offset the remaining instalment payments, can then upgrade to the latest iPhone; or you can also choose to keep your iPhone and continue to pay the balance by instalments.
From now till 30 June 2022, you can enjoy extra up to $200 Cash Dollars upon iPhone for Life plan subscription at designated mobile service providers.
Hang Seng Credit Cards | Hang Seng enJoy Cards | Hang Seng UnionPay Credit Cards Double Reward |
---|---|---|
$100 |
20,000 |
$200 |


- Enjoy low monthly payment for the first 24 months instalment after netting off the “Guaranteed Buy-Back Value”3, FREE interest, $0 handling fee instalment2
- Applicable to purchase of standalone iPhone or together with subscription of designated service plan3

- Return the iPhone to respective mobile service provider4 to offset remaining instalment payment by "Guaranteed Buy-Back Value"3; can then upgrade to the latest iPhone3; or
- Keep your iPhone and continue to pay the balance by instalments up to 12 months2
Learn more:
Illustrative example:
A customer who purchases iPhone 13 Pro 512GB (assumed price HKD10,999) and join iPhone for Life at mobile service provider A. He/she can enjoy (1) Interest-free Instalment plan2, and (2) designated "Guaranteed Buy-Back Value"3 by the mobile service provider A, detail calculations:iPhone 13 price: | HKD10,999 |
Instalment period assigned by the mobile service provider A: | 34 months |
Instalment payment: | HKD10,999 / 34 months = HKD323.50 per month |
"Guaranteed Buy-Back Value"3: | HKD3,235 |
Total instalment amount for the first 24 months: HKD323.50 per month x 24 months = HKD7,764
Customer can return4 the iPhone to related mobile service provider A, offset the outstanding instalment amount with the "Guaranteed Buy-Back Value"3. Mobile service provider A will inform the bank to suspend the remaining instalment payment.
- HKD10,999 Handset price - HKD7,764 total paid instalment amount of first 24 months = HKD3,235 (equivalent to the HKD3,235 "Guaranteed Buy-Back Value"3)
Customer can also choose to keep the iPhone and continue the instalment payment until the 34th month (i.e. total HKD10,999)
Act Now!
Visit designated mobile service providers retail outlets to purchase a new iPhone with Hang Seng Credit Card to enjoy iPhone for Life.
Remarks
- Applicable to Hang Seng Credit Card, Affinity Card, Commercial Card, Corporate Card or Spending Card, excluding Hang Seng USD Visa Gold Card, Renminbi Credit Card, UnionPay Renminbi Diamond Commercial Card and Private Label Card.
- iPhone for Life instalment plan ranges from 30 to 36 months, subject to respective mobile service providers. For details, please visit the website of designated mobile service providers or contact their frontline.
- Applicable to purchase of standalone iPhone and/or with subscription plan, “Guaranteed Buy-Back Value” and/or phone upgrade is/are provided by designated mobile service providers and subject to their relevant Terms and Conditions. For details, please visit the website of designated mobile service providers or contact their frontline.
- Customers are required to contact respective mobile service providers for the return of the iPhone within the designated period assigned by respective mobile service providers. For details, please visit the website of designated mobile service providers or contact their frontline.