Wellcome & Market Place Wow Reward - Hang Seng Credit Card

		Single net spending³	Reward
Offer 1 Physical Store Spending	Every Friday to Sunday and Public Holidays²	HKD500	$40 / 8,000 Points
Offer 2 Online Spending	On any day	HKD1,000	$100 / 20,000 Points

General Terms and Conditions:

The Promotion Period is from 6 November 2026 to 31 December 2026, both dates inclusive (the “Promotion Period”).
“Offer 1: Physical Store Spending Reward” is applicable to the physical stores of Wellcome, Market Place, 3hreesixty and Oliver’s The Delicatessen in Hong Kong (the “Offer 1 Participating Merchants”). “Offer 2: Online Spending Reward” is applicable to the Wellcome/ Market Place Online Shop or yuu Online Shop (the “Offer 2 Participating Merchants”).
Customers must settle payment with the relevant Eligible Credit Card(s) (the “Eligible Credit Card(s)”) to enjoy the corresponding offers.
1. “Offer 1: Physical Store Spending Reward” and “Offer 2: Online Spending Reward” are applicable only to Principal Cardholders of Hang Seng Credit Card, Affinity Card and enJoy Spending Card (“Eligible Customer”), excluding Supplementary Card, Commercial Card, Business Card, other Spending Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard and Private Label Card.
The following transactions are eligible transactions for Offer 1 and Offer 2 (the “Eligible Transactions”), but exclude the transactions made via e-wallets: the transaction amounts for the purchase of shopping vouchers/ cash vouchers, mobile telecommunications/ data top-up cards and SIM cards, designated gift baskets, pre-ordered products, all infant formula milk (Stage 1 infant milk powder), baby diapers, bird’s nest, essence of chicken, products redeemed under any stamp promotion and plastic shopping bag charges will not be counted towards the single net spending. Please refer to clause 6 for the calculation of the single net spending.
1. Offer 1: During the Promotion Period, a Customer who uses a registered Eligible Credit Card, including a physical card or mobile payment, to make a single transaction at the physical stores of the Offer 1 Participating Merchants on Fridays, Saturdays, Sundays or public holidays, with a single net spending of HKD500 or above, will be entitled to the extra reward under Offer 1 (an “Offer 1 Eligible Transaction”).
2. Offer 2: During the Promotion Period, a Customer who uses a registered Eligible Credit Card to make a single transaction at an Offer 2 Participating Merchants, with a single net spending of HKD1,000 or above, will be entitled to the extra reward under Offer 2 (an “Offer 2 Eligible Transaction”).
To participate in the Promotion, each Eligible Customer must successfully register for the Promotion once via “+FUN Centre” in the Hang Seng Personal Banking mobile app during the Promotion Period to enjoy the offers under the Promotion (log on to the Hang Seng Personal Banking mobile app, select “Cards” > “+FUN Centre” > select this Promotion and complete the registration). Each customer only needs to register once. All Eligible Principal Credit Cards under the customer’s name will participate in the Promotion. If a customer registers more than once, only the first successful registration will be valid. Only Eligible Transactions are completed on or after the successful registration date and by the end of the Promotion Period will be counted for the rewards.
“Single Net Spending” means the final transaction amount charged to the Eligible Principal Credit Card after deduction of any discounts, coupons, +FUN Dollars, yuu Points redeemed, cash vouchers, gift vouchers, and any other discounts or offers, and after accounting for any returns or refunds will not be counted towards the net transaction amount. The net transaction amount will be calculated in whole Hong Kong dollars; any amount of less than HKD1 will be disregarded.
During the Promotion Period, each Eligible Customer will be entitled to an extra reward of $40 +FUN Dollars / 8,000 yuu Points for each Offer 1 Eligible Transaction and $100 +FUN Dollars / 20,000 yuu Points for each Offer 2 Eligible Transaction, respectively, subject to the reward caps set out in clause 8.
The Extra Rewards under Offer 1 and Offer 2 for each Eligible Customer are limited to a maximum of $320 +FUN Dollars/ 64,000 yuu Points and $300 +FUN Dollars/ 60,000 yuu Points for the whole Promotion Period respectively.
All Eligible Transactions must be completed from the successful registration date to the end of the Promotion Period and posted to the relevant Eligible Credit Card account 14 days after the end of the Promotion Period. If a customer makes more than one Eligible Transaction on the same day, only one Eligible Transaction will be counted, based on the transaction with the highest transaction amount, regardless of whether the transaction is made at the physical stores of Wellcome, Market Place, 3hreesixty or Oliver’s The Delicatessen, the Wellcome/ Market Place Online Shop or yuu Online Shop.
“Offer 1: Physical Store Spending Reward” and “Offer 2: Online Spending Reward” will be credited in March 2027 to the Eligible Credit Card account with the highest accumulated eligible net transaction amount recorded by Hang Seng. The relevant account must remain valid and in good standing when the rewards are credited. Customers may log on to Hang Seng Personal e-Banking, where applicable, or call the 24-hour Hang Seng Credit Card Marketing Enquiry Hotline on 2998 6899 to enquire about the reward details.
Upon registering for the Promotion, customers shall be deemed to have agreed to and accepted the transfer by the Merchant to Hang Seng Bank Limited (“Hang Seng”) of the transaction details and information relating to transactions made by the customers using the Eligible Credit Cards during the Promotion Period, for the purposes of calculating and verifying the extra rewards earned under the Promotion.
The relevant mobile payment service provider and the relevant Merchant may not accept an Eligible Credit Card if their payment system cannot process the relevant type of credit card. Please contact the relevant mobile payment service provider or Merchant for details.
The use of mobile payment services with Eligible Credit Cards is subject to the terms and conditions of the Mobile Payment Service Addendum to Cardmember Agreement. For details, please visit hangseng.com/mobilepayment.
The use of +FUN Dollars is subject to the terms and conditions of the Hang Seng Credit Card Membership Rewards Programme. For details, please call the 24-hour Hang Seng Credit Card Marketing Enquiry Hotline on 2998 6899.
The yuu Points rewards for Hang Seng enJoy Cards are subject to the terms and conditions of the Hang Seng enJoy Card Reward Points Programme. For details, please call the 24-hour Hang Seng Credit Card Marketing Enquiry Hotline on 2998 6899.
enJoy Card customers will earn yuu Points. For details of the Hang Seng enJoy Card Reward Points Programme, please visit hangseng.com/enjoycard.
Hang Seng will determine whether customers are eligible to receive +FUN Dollars or yuu Points based on the transaction records held by Hang Seng. In case of any dispute, Hang Seng’s records shall be final and conclusive.
Any transactions found to be fraudulent, or which are subsequently cancelled, returned or refunded, in whole or in part, will be considered an ineligible transaction and will not qualify for the Promotion.
Customers must retain the original sales slips for all posted transactions. Hang Seng reserves the right to request customers to present the original sales slips for verification. Sales slips submitted to Hang Seng will not be returned.
Registration cannot be amended or cancelled under any circumstances. Any +FUN Dollars or yuu Points awarded cannot be transferred or redeemed for cash.
Unless otherwise specified, the Promotion can be used in conjunction with other offers provided by the Merchant.
All products or services related to the Promotion are sold and provided directly to customers by the Merchants. The Merchants are solely responsible for obligations and liabilities relating to the products or services sold or provided by them.
The Promotion is subject to these Terms and Conditions and any other terms and conditions stipulated by the relevant Merchants. Hang Seng and the Merchants reserve the right to suspend, amend or terminate the Promotion and to amend these Terms and Conditions at any time without prior notice. In case of any dispute, the decision of Hang Seng and the Merchants shall be final and conclusive.
No person other than the customer, the Merchants and Hang Seng, including their respective successors and assigns, shall have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any provision of these Terms and Conditions.
These Terms and Conditions are governed by and shall be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.
The English version of these Terms and Conditions shall prevail in the event of any discrepancy between the English and Chinese versions.