Important Risk Warnizngs
nvestments involve risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities. Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.

Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.

Investors should not only base on this material alone to make any investment decision, but should read in detail in the relevant risk disclosure statements.

Hang Seng Commercial Banking will launch the US Securities Trading Service on 8 January 2023, which allow you to trade US stocks, HK stocks and A-shares all under one single account which help you to grasp infinite opportunities in 3 markets.

From 8 January till 31 March 2023, Commercial Banking customers can enjoy Cash Reward equivalent to the price of 1 US stock* for the first buy trade of US stocks via Business e-Banking.

* The Cash Reward amount is capped at HKD1,000.

Key features :

7 x 24 service for placing orders anytime
and anywhere
Place US securities orders online anytime and anywhere

Comprehensive US stocks market data
Offer a large amount of timely US stocks market data to help you grasp investment opportunities.

Unlimited free real-time US stocks quotes
Get unlimited free real-time quotes by adding US stocks into personalised watch list.

US market news with Chinese translation
One-click to provide US market news translation for reference.

Activate your Securities Account now and from 8 January 2023 onwards, you can activate the US Securities Online Trading Service to enjoy the above offer! You can also enjoy Foreign Exchange offer to convert to USD!

Know more?

Click here to visit our US Securities Service web page

Customer enquiry:

Visit our Business Banking Centres or call our 24-hour Business Partner Direct 2198 8000

Remark(s)

Cash reward offer :

This offer is only applicable to the first buy trade of US securities which is successfully completed via Business e-Banking by a customer using the securities sub-account under their Integrated Business Solutions Account during the Promotion Period from 8 January to 31 Mar 2023.
The offer is calculated on a per customer basis and each customer can only enjoy the offer once.
The offer is in the form of cash reward. The amount of cash reward is equal to the price per share of the eligible first US securities buy trade converted into HKD, subject to a maximum of HK$.

Terms and Conditions:

The promotion period is from 8 January 2023 to 31 March 2023 (“Promotion Period”).

Cash reward offer:

(a)

This offer is only applicable to customers with an Integrated Business Solutions (“IBS”) Accounts maintained at Hang Seng Bank Limited (the “Bank") (“Eligible Securities Customers”).

(b)

This offer is only applicable to the first buy trade of US securities (as defined in point (2)(f) )(g) below) which is successfully completed via the Business e-Banking by an Eligible Securities Customer using the securities sub-account under their IBS Account (“Securities Accounts”) during the Promotion Period (“Eligible First US Securities Buy Transaction”). US securities buy transaction which is cancelled or cannot be successfully executed will not be counted.

(c)

This offer is calculated on a per customer basis and each Eligible Securities Customer can only enjoy the offer once.

(d)

The offer is in the form of cash reward.The first US securities buy trade is counted according to the sequence of trade date(s). The amount of cash reward is equal to the price per share of the Eligible First US Securities Buy Transaction converted into HKD at the exchange rate determined by Bank as prevailing on the last day of the Promotion Period, subject to a maximum of HK$1,000. Where there is more than one US securities buy trade via the Securities Account(s) of the same customer on the same trade day, the buy trade with the highest price per share will be taken (see illustrative example below). For the avoidance of doubt, the total transaction amount is irrelevent for the purpose of determing the cash reward.

Illustrative example (for reference only): Assumed the following 2 buy transactions are conducted on 18 January 2023 via a customer's Securities Account :

Trade Date	Buy US Securiteis	Price per share	Quantity	Total Transaction Amount (Price per share x Quantity)
18 January 2023	Stock A	USD 39	10 shares	USD390
18 January 2023	Stock B	USD 97	2 shares	USD194

The amount of cash reward entitled will be determined based on the highest price per share (i.e the price per share of Stock B). Assumed the exchange rate is 7.8, the amount of cash reward entitled = USD97 x 7.8 = HK$756.6.

(e)

The cash reward will then be deposited by the Bank into the USD settlement account of the relevant Securities Account within 3 months after the end of the Promotion Period.

(f)

“US securities” refer to common stocks (excluding warrants), exchange traded funds (ETFs) and american depository receipts (ADRs) traded on New York Stock Exchange (NYSE), Nasdaq Global Market (NASDAQ), NYSE Amex Equities Market (AMEX) and NYSE ARCA.

Unless otherwise stated, the above offer in general cannot be used in conjunction with any other promotion offer of the Bank. However, the Bank has the sole and absolute discretion to decide whether a customer can enjoy more than one offer in the same transaction.
The above offer is provided by the Bank. The Bank reserves the right to suspend, vary or discontinue the above offer and to amend these Terms and Conditions at any time without prior notice. The decisions of the Bank on all matters relating to the above offer shall be final and binding on all parties concerned.
In case of any discrepancy between the English and the Chinese versions of these Terms and Conditions, the English version shall prevail.
No person other than the relevant customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.

Important notes and disclaimer

These promotion materials have not been reviewed by the Securities and Futures Commission in Hong Kong ("SFC"). The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.

These promotion materials are not intended to provide or regard as legal or taxation advice, or investment recommendations

If you are in doubt of the marketing and promotional activities and materials of the Bank, please call customer service enquiry hotline for authentication