Asset Link Secured Overdraft Facility

Get extra liquidity from your assets for more financial flexibility

In an ever-changing world where opportunities come and go in a flash, we are pleased to provide you with a flexible secured overdraft facility to help you seize various opportunities and realise your goals.

Exclusive Privilege for Prestige Banking

From 1 October 2023 to 31 December 2023, successfully set up the Asset Link Secured Overdraft Facility to enjoy an interest rate of P % p.a.footnote remark 1,2

Interest rate of P % p.a.

Features of Asset Link Secured Overdraft Facility

A diversity of asset types acceptable as collateralfootnote remark 3

(Including 291 stocks, 1,426 funds, 102 bonds, plus a wide range of structured products and foreign currency deposits etcfootnote remark 3)
Overdraft amount of up to 95% of the market value of the collateralsfootnote remark 3
Trading of pledged securities is allowed to enable financial flexibility

Click here for the Key Facts Statement

How may the Asset Link Secured Overdraft Facility offer financial flexibility to help you accomplish your plans?

Case sharing (for reference only):

Purchase Overseas Properties
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Market Opportunities
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Please contact your Relationship Manager to find out more!

Visit our branches

Secured Overdraft Enquiry Hotline

To borrow or not to borrow? Borrow only if you can repay!

Notes:

The offer is not applicable to the Facility with property as a pledged asset.
Monthly fee is 0.01% of the Approved Ceiling Limit. Fee will be charged from the date of the confirmation of approval issued by Hang Seng for approving the Secured Overdraft Facility.
Hang Seng shall have the absolute discretion to prescribe and change the asset types and Discount Factors (i.e. loan ratios), overdraft interest rate and fees for the Facility.
Online Application is applicable to the Facility with deposits and investment products as asset type under the Integrated Account, and such application must be submitted via Hang Seng Personal e-Banking, which is available for registered customers only.

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