Asset Link Secured Overdraft Facility

Get extra liquidity to realize your goals

In order to enable you to seize various opportunities in an ever-changing world, we are pleased to provide you flexible secured overdraft facility to realize various goals.

Exclusive Privilege for Prestige Banking

From 1 January to 30 June 2021, successfully set up Asset Link Secured Overdraft Facility to enjoy preferential interest rate of
P-1.5% p.a. in the first year.^1,2

Interest rate P-1.5% p.a. in the first year

Features of Asset Link Secured Overdraft Facility

Diversified pledged asset types³

(Including 326 numbers of stocks, 1,256 numbers of funds, 96 numbers of bonds, wide range of structured products and foreign currency deposits etc³)
Overdraft amount up to 95% of the collaterals³
Trading of pledged Securities is flexible

Click here for Key Facts Statement

How can the Asset Link Secured Overdraft Facility offer you financial flexibility and help you accomplish your plans?

Case sharing (for reference only):

Purchase Overseas Premises
Details
Market Opportunities
Details

Please contact your relationship manager for more details!

Visit our branches

2710 2288

Secured Overdraft Enquiry Hotline

To borrow or not to borrow? Borrow only if you can repay!

Note:

Eligible Customer can enjoy preferential interest rate of P-1.5% p.a. for the first 12 months ("Offer Period") starting from the date of the confirmation of approval issued by Hang Seng Bank Limited ("Hang Seng") for approving the Secured Overdraft Facility. "P" represents the HKD Prime Rate as quoted by Hang Seng from time to time. After the Offer Period, the interest rate on daily utilized balance shall be charged in accordance with the Interest Rate for the Secured Overdraft Facility set out in the Terms and Conditions of Secured Overdraft Facility in Application Form. (Prestige Banking customers is P% p.a.)
The offer is not applicable to the Facility with property as pledged asset.
Hang Seng shall have absolute discretion to prescribe and change the asset type, loan ratio, overdraft interest rate and fees for the Secured Overdraft Facility.
Online Application is applicable to the Facility with deposit and investment products as asset type (not applicable to the Facility with property as pledged asset) under Integrated Account submitted via Hang Seng Personal e-Banking. Hang Seng Personal e-Banking is applicable for registered customers only.

Terms and Conditions apply to the promotional offer. For details, please click here.