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Secured Overdraft Enquiry Hotline
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To borrow or not to borrow? Borrow only if you can repay!
The offer is valid from 13 January 2020 until further notice.
The offer is only applicable to
i. Prestige Signature customers with Asset Link Secured Overdraft Facility (“the Facility”); (i.e. Have to sign and accept relevant document ) or
ii. Prestige Signature customers who successfully apply for the Facility and get approved with Approved Ceiling Limit of HKD200,000 or above.
The offer is not applicable to the Facility with property as pledged asset. "P" represents the HKD Prime Rate as quoted by Hang Seng Bank Limited ("Hang Seng") from time to time.
Annual fee is 0.1% of the Approved Ceiling Limit. Fee will be waived for the first year from the date of the confirmation of approval issued by Hang Seng for approving the Secured Overdraft Facility. If annual utilization rate of the Approved Ceiling Limit is 30% or above thereafter, this fee will be waived.
Hang Seng shall have absolute discretion to prescribe and change the asset type, loan ratio, overdraft interest rate and fees for the Secured Overdraft Facility.
Online Application is applicable to the Facility with deposit and investment products as asset type under Integrated Account submitted via Hang Seng Personal e-Banking. Hang Seng Personal e-Banking is applicable for registered customers only.
Terms and Conditions apply to the promotional offer. For details, please click here.