- Hang Seng Bank shall have absolute discretion to prescribe and change the asset type, loan ratio, overdraft interest rate and fees for the Secured Overdraft Facility.
- For the terms and conditions of Secured Overdraft Facility, please contact any Hang Seng Bank staff.
| Asset Type | Currency | Loan Ratio (% of Asset Market Value) |
|---|---|---|
| Time Deposit/ Foreign Currency Savings Deposit | HKD/ USD | 95% |
| CNY/ CAD/ JPY/ EUR | 90% | |
| GBP/ AUD/ CHF/ NZD | 85% | |
| Certificate of Deposit | Major Currencies | Up to 90% |
| Statement Gold | HKD | 80% |
| MaxiInterest Investment Deposit | HKD/USD/Cross Currency | Up to 60% |
| Stocks | HKD | Up to 50% |
| Bonds | Major Currencies | Up to 90% |
| Capital Protected Investment Deposit (CPI) | Major Currencies | Up to 95% |
| Capital Protected Equity Linked Note / Capital Protected Structured Product | Major Currencies | Up to 90% |
| Equity Linked Investment / Equity Linked Note | Major Currencies | Up to 45% |
| Capital Guaranteed Fund | Major Currencies | Up to 90% |
| Open-ended Fund | Major Currencies | Up to 70% |
Note: