Terms and Conditions of Alumni Referral Program (the "Promotion")


  1. The promotion period is valid from 19 October to 31 December 2018 ("Promotion Period").
  2. The Referrer must be an existing customer who is currently holding a valid Hang Seng Credit Card or Affinity Card Principal Card. To be entitled to the Promotion, the Referee must be a new University / College Affinity Credit Card Alumni Card customer.
  3. New University / College Affinity Credit Card Alumni Card customers refer to Principal Card applicants who are not holding currently and/ or have not held in the preceding 12 months the Principal Card of any University / College Affinity Credit Card issued by Hang Seng Bank Limited ("Hang Seng") ("New Credit Card Customers").
  4. To be entitled for the Referrer Reward, the Referee must be directly referred by the Referrer and successfully applied for a Principal Card of University / College Affinity Credit Card Alumni Card ("Designated Credit Card") and fulfill all the requirements below in order to join the Promotion ("Successful Referral"):
    1. the Referee must be an alumnus of City University of Hong Kong / Hong Kong Baptist University / The Chinese University of Hong Kong / School of Continuing and Professional Studies CUHK / Hang Seng Management College ("Designated University / College");
    2. the Referee must successfully apply Designated Credit Card through the designated application link shared by Referrer during the Promotion Period. The application form will embed a Referrer’s Promotion Code ("Promotion Code") in the field "Promotional Offer";
    3. the Designated Credit Card application of the Referee must be successfully approved on or before 31 January 2019; and
    4. the Referee must activate the card and make any purchase (no requirement on spending amount) within 60 days from the date of new card issuance.
  5. To be entitled for the Referee Welcome Offer, the Referee must apply the Designated Credit Card successfully and fulfill all the requirements below:
    1. the Referee must be an alumnus of Designated University / College;
    2. the Referee must successfully apply Designated Credit Card through the designated application link shared by Referrer during the Promotion Period. The application form will embed a Referrer’s Promotion Code ("Promotion Code") in the field "Promotional Offer";
    3. the Designated Credit Card application must be successfully approved on or before 31 January 2019;
    4. the Referee must activate the card and make any purchase (no requirement on spending amount) within 60 days from the date of new card issuance; and / or
    5. accumulate transaction amount of HKD1,000 or more with the Card within 60 days from the date of new card issuance.
  6. Within the Promotion Period, the Referrer (upon fulfilling the requirements stated in clause 4) and the Referee (upon fulfilling the requirements stated in clause 5) will be eligible for the following rewards:
    1. Referrer Reward: Each eligible registered credit card account and the respective unique Promotion Code of the Referrer can get $150 Cash Dollars reward for each Successful Referral, each credit card account is entitled to a maximum of $1,500 Cash Dollars.
    2. Referee Welcome Offer: Each Referee can get $100 Cash Dollars reward after being successfully referred and fulfilling the requirements stated in clause 5c and get $200 Cash Dollars reward by fulfilling the spending requirements stated in clause 5d, each Referee can get maximum Welcome Offer of $300 Cash Dollars.
  7. Promotion Code in the field "Promotional Offer" must be accurate and the record cannot be changed once submitted. The application will not be counted as Successful Referral if the Promotion Code is invalid.
  8. Each Referee can only be referred once during the entire Promotion Period. With reference to Hang Seng’s records, if the same Referee successfully applied more than once with different Referrers’ Promotion Codes, the first application approved will be eligible for the Referrer Reward.
  9. Referrer Reward of the Promotion is not applicable:
    1. to staff members of Hang Seng;
    2. supplementary card; and
    3. Hang Seng Business Card, Commercial Card, Spending Card, Hang Seng UnionPay Renminbi Diamond Commercial Card, Renminbi Credit Card, USD Visa Gold Card, e-shopping Mastercard and Private Label Cards.
  10. The Cash Dollars of Referrer Reward will be credited to the relevant credit card account by 31 May 2019.
  11. The $100 Cash Dollars and $200 Cash Dollars Referee Welcome Offer will be credited to the relevant credit card account by 31 May 2019 and within 2 months upon fulfillment of the spending requirement(s) respectively.
  12. When crediting the Cash Dollars, the relevant credit card account must be still valid and in good standing when the rewards are granted.
  13. Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
  14. Rewards are not transferrable, and cannot be exchanged for cash or other products.
  15. Hang Seng reserves the right to vary or terminate the offer and to amend the Terms and Conditions of the offer from time to time without prior notice. In case of any disputes, the decision of Hang Seng shall be final.
  16. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
  17. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  18. These Terms and Conditions are subject to prevailing regulatory requirements.