Online Exclusive Offer for Selected CustomersFootnote remark [1]

Preferential rate for Renewal Time Deposit

With the Hang Seng Personal e-Banking or Hang Seng Mobile App, you can easily update the Time Deposit maturity instruction at least one working day prior to the maturity dateFootnote remark [2] for renewal and enjoy the online exclusive offer.

Online Exclusive Time Deposit Renewal Offer

From , you can enjoy the following preferential interest rate offers by renewing a maturing Time Deposit onlineFootnote remark [2].

The above offers, quoted with reference to interest rates offered by the Bank on , are for reference only and subject to the relevant Terms and Conditions.

FAQs and demonstrations

An illustration of renewing a maturing Time Deposit online

To enjoy the Time Deposit renewal offer, customer must amend the maturity instruction at least one working day (before 19:55 on Monday to Friday and before 16:55 on Saturday) prior to the maturity date via Hang Seng Personal e-Banking or Hang Seng Mobile App.

Renew Your Time Deposit Online Now!

Enquiry Hotline: 2 9 9 8 8 0 0 8

Terms and Conditions of the Online Time Deposit Renewal Offer for Selected Customers

Remarks :

"Selected Customers" are customers who have received the relevant promotion materials from Hang Seng Bank Limited ("the Bank"). This Offer is not applicable to corporate account customers, unless otherwise specified.
To enjoy the renewal offer, customer must amend the maturity instruction at least one working day (before 19:55 on Monday to Friday and before 16:55 on Saturday) prior to the maturity date via Hang Seng Personal e-Banking or Hang Seng Mobile App.

Interest is calculated on the following year basis:

Hong Kong Dollar - 365 days (ordinary year) or 366 days (leap year),
Pound Sterling, Thailand Baht and South Africa Rand - 365 days,
Other currencies - 360 days.

RMB Currency risk

Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

Currency Risk

Foreign Exchange involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.