A thriving innotech community is the growth engine for a prosperous economic future. As an ardent supporter of innovation and technology, Hang Seng Commercial Banking collaborates with Hong Kong Science & Technology Parks Corporation (HKSTP) to take the lead in launching the Inno Booster@HKSTP business solutions, a carefully selected assortment of financial products and exclusive privileges designed exclusively for innovation and technology ("I&T") companies in the HKSTP ecosystem. By equipping tech elites with the help they need, we empower them to take off and soar to new heights!
Priority Approval on 'Inno Booster Loan' Ready to empower your ambitious!
All incubatees and tenants of HKSTP who successfully participated in the Innovation and Technology Commission's Research Talent Hub can apply for Hang Seng's "Inno Booster Loan". Uniquely designed to empower innotech companies, this loan caters to all your business needs and desires!
Exclusive Privileges for HKSTP Ecosystem
  • Enjoy a priority approval on HKD500,000 fixed loan
  • Easy application without asset as collateral or financial reports required
  • ZERO interest will be charged – just pay a one-off service charge of HKD22,000 in the form of an added loan instead
  • 24 months repayment period

Hang Seng is primed to give I&T companies a boost whenever they need it. As your business grows and expands, our diverse range of loan products stands ready to match your ever-evolving financial needs, so you can always be prepared for any emerging opportunities :

Hang Seng Business Loan
  • Loan amount up to HKD2,000,000
  • Installment repayment period of up to 60 months
SME Financial Guarantee Scheme
  • Guaranteed coverage of 80%, 90% and 100% of the credit facilities provided by the HKMC Insurance Limited
    80% Guarantee Product 90% Guarantee Product Special 100% Loan Guarantee
    Maximum Facility Amount HKD18,000,000 HKD8,000,000 HKD6,000,000
    Maximum Guarantee Period 7 years 5 years 8 years
  • For more information, please visit hangseng.com/sfgs_promo
Talk to us about your finance needs:

Call: 2198 8022

Email: innobooster@hangseng.com

Remarks :
  • The total loan amount of the "Inno Booster Loan" is HKD522,000, including a fixed loan (HKD500,000) and a one-off service charge in the form of an added loan (HKD22,000). The Annualised Percentage Rate ("APR") based on a 24-month tenor will be 4.25%. Annualised percentage rates are calculated using the Net Present Value Method in accordance with the Code of Banking Practice. The annualised percentage rates are reference rate which include the basic interest rate and other fees and charges of a product expressed as an annualised rate (if applicable).
  • The SME Financing Guarantee Scheme is provided by the HKMC Insurance Limited (“HKMCI”), a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. Application of Special 100% Loan Guarantee are entitled to HKMCI’s full guarantee fee waiver. For details, please visit the website of the HKMC.
To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions