In the ever-changing market, businesses have to adapt and act swiftly with perseverance.
Hang Seng has been with businesses along the road. We are bringing businesses a power pack with a series of offers to keep operation costs low and address financing needs to empower for the better!
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Grasp the opportunity of the $10,000 Consumption Voucher Scheme
  • Payment solution offers valued up to HKD19,000
  • SME Easy Collection Solution (“EC”) offer provided by QFPay, including discount on Setup Fee, Transaction Fee, Annual Fee etc.
  • HKD600 cash rebate for first 300 customers who use EC - QR Code Solution to complete payment collection
  • HKD1,000 cash rebate for first 300 customers who use EC - Online Collection to complete payment collection
  • Up to HKD300 handling fee rebate for FPS outward payment for the first 30 transactions
  • A limited edition souvenir for using EC - QR Code Collection while stocks last
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Keep down operating costs
  • Save up to 55% on the handling fees for outward remittances
  • As low as HKD25 handling fee for local interbank transfers (CHATS)
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Enhance the return potential of funds
  • Interest rates up to 2.50% p.a. for new fund time deposit setup via Hang Seng Business Mobile App or Hang Seng Business e-Banking
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Address financing needs
Customers newly apply for Special 100% Loan Guarantee can enjoy HKD300 Supermarket Coupon
Existing Special 100% Loan Guarantee customers apply for Top-up Loan can enjoy HKD100 Supermarket Coupon
For new commercial customers who apply for Special 100% Loan Guarantee
  • Priority account opening to withdraw the loan without hassles
  • Waiver of account opening fee and company search fee
    (saving up to HKD1,350)
  • Waiver of guarantee fee
  • Waiver of initial deposit requirement
Apply for 90% Guarantee Product
  • Full Handling Fee Waiver
  • Full Guarantee Fee Subsidy
Apply for 80% Guarantee Product
  • up to HKD50,000 Guarantee Fee Subsidy
More offer
Commercial Card
  • Successfully apply for Commercial World Mastercard and UnionPay RMB Diamond Commercial Card to enjoy the first 2 years’ Annual Fee Waiver, and up to $400 Cash Dollars and HKD400 Mannings Cash Vouchers respectively
  • Offer details
  • Settle operating expenses with Commercial World Mastercard online to enjoy up to 2.8%* unlimited rebate and
  • 56-day interest-free repayment period. Do business first and pay later.
    *2.8% rebate includes 2% Cash Rebate, 0.4% Cash Dollar reward on foreign currency online spending and 0.4% Cash Dollar reward for every spending
Foreign Exchange
  • Up to 140 basis points exchange rate premium for exchange of major foreign currencies
Trade Finance
  • 30% off the first year’s handling commission for Bank Guarantee (up to HKD800)
  • Waiver of Buyer Loan / Seller Loan handling commission for new facility under 80% SFGS (up to HKD5,000) in the first three months
Digital Banking
  • HKD100 digital vouchers for first time application and log on to Hang Seng Business e-Banking^
  • Successfully deposit any cheques with the Hang Seng Business Mobile App via mobile phone to join our lucky draw for a chance to win the iPhone 13 Pro Max (512GB)
  • ^ Applicable for Hang Seng Business Customers who have not applied for Hang Seng Business e-Banking.
Application / Enquiry Hotline

Lending offers | Call 2198 8022 (Select language > Press 2)
Other offers | Call 2198 8022 (Select language > Press 8)

To borrow or not to borrow? Borrow if you can repay!