Five-year Financial Summary

  2016
HK$bn
2017
HK$bn
2018
HK$bn
2019
HK$bn
2020
HK$bn
For the Year
Operating profit 19.0 23.5 27.9 28.6 20.1
Profit before tax 19.1 23.7 28.4 28.8 19.4
Profit attributable to shareholders 16.2 20.0 24.2 24.8 16.7
  2016
HK$bn
2017
HK$bn
2018
HK$bn
2019
HK$bn
2020
HK$bn
At Year-end
Shareholders’ equity 140.6 152.0 162.1 178.8 183.1
Issued and paid-up capital 9.7 9.7 9.7 9.7 9.7
Total assets 1,377.2 1,478.4 1,571.3 1,677.0 1,759.8
Total liabilities 1,236.6 1,326.3 1,409.2 1,498.1 1,576.6
  2016
HK$
2017
HK$
2018
HK$
2019
HK$
2020
HK$
Per Share
Earnings per share 8.30 10.30 12.48 12.77 8.36
Dividends per share          
- 1st to 4th interim dividends 6.10 6.70 7.50 8.20 5.50
  2016
%
2017
%
2018
%
2019
%
2020
%
Ratios
Return on average ordinary shareholders’ equity 12.1 14.2 16.0 15.2 9.6
Post-tax return on average total assets 1.2 1.4 1.6 1.5 1.0
Capital ratios          
- Common Equity Tier 1 ('CET1') Capital Ratio 16.6 16.5 16.6 16.9 16.8
- Tier 1 Capital Ratio 17.9 17.7 17.8 18.7 18.5
- Total Capital Ratio 20.8 20.1 20.2 20.8 20.0
Cost efficiency ratio 33.5 30.5 29.5 30.0 36.6
  • Chart: Operating Profit
  • Chart: Profit Attributable to Shareholders and Earnings per Share
  • Chart: Dividends per Share
  • Chart: Total Assets and Return on Average Total Assets
  • Chart: Shareholders’ Equity and Return on Average Ordinary Shareholders’ Equity
  • Chart: Total Capital Ratio