Lending

SME Loan Guarantee Scheme

Your Priority when for Financing as an SME Owners:

Helping SMEs obtaining financing by guarantee provided by the Hong Kong SAR Government.

SME Loan Guarantee Scheme ("SGS")¹:

Make the right business moves backed by the Hong Kong SAR Government's SME Loan Guarantee Scheme.

Contact Us 

Call 2198 8022
Call 2198 8022
Contact your 	Relationship Manager
Contact your Relationship Manager

How can we make a difference for you with the SME Loan Guarantee Scheme? 

Substantial loan amount

Credit facility of up to HKD12,000,000²

SME Loan Guarantee Scheme provided by the Trade and Industry Department of Hong Kong SAR Government

50% loan amount guaranteed by the Hong Kong SAR Government

 

 

 

To borrow or not to borrow? Borrow only if you can repay!
  1. The SGS is provided by the Trade and Industry Department of Hong Kong SAR Government. For details, please visit the website of the Trade and Industry Department.
  2. Hang Seng Bank Limited ("Hang Seng”) has the absolute discretion to reject any application or to approve a credit facility of a lesser amount than that the customers have applied for, and reserves the right to revise the credit facility amount, interest rate, fees and charges and other terms and conditions from time to time without giving any reasons. The final approved credit facility amount, interest rate, fees and charges and other terms and conditions are subject to the relevant loan documents to be accepted and signed by the customers. Hang Seng reserves the right of final approval.
  3. If there is in case of any discrepancy between the English and Chinese versions of the above content, the English version shall prevail.