Lending

SME Secured Asset Lending

Your Priority when Growing your Business:

Enhance cash flow with your business assets.

SME Secured Asset Lending:

Achieve your business goals by transforming your assets into additional funding.

Contact Us 

Business Partner Direct
Call 2198 8022

How can we make a difference for you with SME Secured Asset Lending? 

Assets as collateral

Loan ratio of up to 100% of the market value on pledged assets such as time deposits and other designated deposit products, securities, investment funds, bonds, life insurance policies and properties

Substantial loan amount

Aggregate loan amount of up to HKD8,000,000

Comprehensive credit facilities

Wide choice of credit facilities , including Overdraft Facility, Term Loan, Instalment Loan, Trade Finance and Bank Guarantee

To borrow or not to borrow? Borrow only if you can repay!

  1. Hang Seng Bank Limited (“Hang Seng”) has the final decision to prescribe and change the types of acceptable collateral and loan ratio. For details and enquiries, please call 2198 8000.
  2. The customer is required to pay the relevant fees to the Company Registry for each collateral. Please check with the Company Registry for details.
  3. Hang Seng has the absolute discretion to reject any application or to approve a credit facility of a lesser amount than that the customers have applied for, and reserves the right to revise the credit facility amount, interest rate, fees and charges and other terms and conditions from time to time without giving any reasons. The final approved credit facility amount, interest rate, fees and charges and other terms and conditions are subject to the relevant loan documents to be accepted and signed by the customers. Hang Seng reserves the right of final approval.
  4. If there is in case of any discrepancy between the English and Chinese versions of the above content, the English version shall prevail.