What is FPS?  (For commercial customers, please click here)

Faster Payment System (FPS)* is a real-time payment service platform which provides full connectivity between banks, enabling customers with a round-the-clock fund transfer experience.

  • Instant# cross-bank transfer at no cost, 24/7 service availability
  • Multiple security measures to protect your transactions, click to learn more
  • Send and receive money (in HKD / CNY) with just a mobile number / email address / FPS ID upon successful registration, without the need to disclose your account details to third party
  • Multiple online transfer channels to match with your diverse needs
  • Pay bill with ease by scanning the QR code, without the need to select merchant and input bill reference number^

Register FPS now to receive money with your mobile number / email address / FPS ID!

Register FPS in 3 steps
Step 1
Security of FPS
Multiple authentications before making FPS transaction
Instant notification to customers when FPS transaction are made
Friendly reminder to set up your transfer limit before making FPS transfer

You can now use the following 2 ways to set up your transfer limit online:

  • Set up / raise transfer limits of different transaction types on Hang Seng Personal e-Banking via desktop
  • Register Hang Seng Easy Pay and set up small value transfer limit of up to HKD10,000 equivalent per day via Hang Seng Personal Banking mobile app
Set up / raise transfer limit
How to send and receive money via FPS?
With effect from 14 April 2019, payee (including Hang Seng Personal e-Banking / HSBC Personal Internet Banking customers) must register FPS in order to receive money with mobile number (instead of account number) via online transfer. Easy Pay Service Terms and Conditions will be revised accordingly. Please refer to the notice for details.
Additional Payment Functions
Add new registered payee