eFamilyPro Life Insurance PlanApply Online
eFamilyPro is a term life insurance plan with no savings element underwritten by Hang Seng Insurance. It provides the Life Insured with a lump-sum death benefit up to HKD3,000,000, which can cover living expenses when unfortunate strikes. Application is easy - simply submit your application online. Apply at a younger age and enjoy lower premiums.Apply Online
Upon the unfortunate passing away of the Life Insured, the beneficiary(ies) will receive the total Death Benefit to help them getting through difficult times.
If the Life Insured is certified with a medical condition by a registered doctor to be reasonably to result in death of the insured within twelve months, a lump sum amount equals to the Death Benefit is paid out in advance.
During the policy period, the Plan covers up to age 80 regardless of the Life Insured’s health status. Before the Life Insured’s age reaches 60*, the policy may be converted to a new whole of life or endowment policy, without the need of medical underwriting requirements.
The monthly premium is fixed for the first 10 years and will be adjusted every 10 years.
There are 4 choices of Sum Insured# – HKD500,000, HKD1,000,000, HKD2,000,000 or HKD3,000,000 to suit various family needs
*Age at last birthday
#The maximum aggregate sum insured that each life insured could apply for eFamilyPro Life and eCancerPro Insurance plan is HKD5,000,000 for insured who is aged 50 or below and HKD3,000,000 for insured who is aged above 50.