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5-Year eEndowment plans – The Choice 5-Year Life Insurance Plan (HKD) and ImperialDragon (RMB) Life Insurance Plan (RMB) are life insurance plans with saving element underwritten by Hang Seng Insurance Company Limited (“Hang Seng Insurance”). They are neither bank deposit nor banking saving plan but designed as a short policy term of 5 years and provide a guaranteed returns on maturity and life protection to help you to achieve your financial goals with greater ease. Application is easy - simply submit your application online.
A short premium payment period of 2 years with your preferred payment mode (monthly or annual payment mode).
There are 4 choices of premium payment to suit your saving plan.
Annual mode# (HKD/ RMB): $36,000/ $60,000/ $120,000/ $180,000
Monthly mode (HKD/ RMB): $3,000/ $5,000/ $10,000/ $15,000
*5-Year eEndowment Life Insurance Plan (Online Version) is limited offer only. “Hang Seng Insurance” reserves the right to stop online applications of the Plan without prior notice. “Hang Seng Insurance” reserves the right to accept or decline any applications for the Plan based on the information provided by the Life Insured and / or Policyholder during online enrolment.
#For Annual Mode, there will be within 0.001% difference between the actual premium figures and the quoted premium amount due to rounding up of the system setting.
The Choice 5-Year Life Insurance Plan (HKD) and ImperialDragon (RMB) Life Insurance Plan is underwritten by Hang Seng Insurance. Hang Seng Insurance is authorized and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorized by Hang Seng Insurance and the insurance products are products of Hang Seng Insurance but not Hang Seng Bank. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance and you directly.
The above information is intended as a general summary of information for reference only. It shall not be construed as an offer to sell or solicitation of an offer or recommendation to purchase or sale or provision of any products of Hang Seng Insurance outside Hong Kong. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.