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Insurance & MPF > General Insurance > Private Car Insurance Plan
Private Car Insurance Plan

The Plan provides holistic Third-party Legal Liabilities or Comprehensive Protection for your private car. For the latter, compensation will be based on the value of a new vehicle of the same make and model, without deducting for depreciation, if the first year brand-new vehicle suffers total loss in an accident or is stolen within one year of initial registration. Also available is the unlimited windscreen and car window coverage, with the No Claim Discount unaffected. In addition, a 24-hour towing and assistance hotline is offered to provide the Insured Person with total support all the way.

Remark: Please refer to the policy for detailed terms and conditions and exclusions.

 

Key Coverage Highlights
  • Protection against civil liabilities relating to third party’s death or bodily injuries or property damage caused by the use of the insured vehicle
  • Personal accident insurance coverage of up to HKD150,000 per year, with coverage against medical expenses for any injury to the driver or passengers caused by an accident involving the insured vehicle
  • Unlimited windscreen and car window coverage, with the No Claim Discount unaffected and no excess required if the claim does not exceed HKD5,000 per case
  • Compensation will be based on the value of a new vehicle of the same make and model, without deducting for depreciation, if there is a total loss of the insured new vehicle in an accident or if it is stolen during the first year
  • 24-hour towing and assistance hotline
Remark: Please refer to the policy for detailed terms and conditions and exclusions.
 
Apply Now
Please call QBE General Insurance (Hong Kong) Limited Customer Service Hotline on 2828 3138 during office hours for more details and applications.
 
Hotline Information
Application Enquiry Hotline:
  • Life Insurance: (852) 2198 7838
  • Refundable Life Insurance: (852) 2998 8080
  • General Insurance: (852) 2998 9888
  • Medical Insurance (Bupa): (852) 2998 9886
Insurance Service Hotline:
  • Life Insurance: (852) 2596 6262
  • Travelsure, Home Care & other General Insurance (QBE): (852) 2828 3138
  • Medical Insurance (Bupa - Essential): (852) 2517 5588
  • Medical Insurance (Bupa - Excel/ Excel Plus/ Global Supreme): (852) 2517 5688
  • Medical Insurance (Bupa – Global Infinite) (852) 2531 8507
Important Notes

The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

 

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.