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Insurance & MPF > General Insurance > Hospital Insurance Plan
Hospital Insurance Plan

The Plan offers ample hospital cash benefits for you to pay medical and daily expenses in a time of need. Double Cash Benefit is in place for specific infectious diseases. There is surgical allowance to reimburse hospital charges, doctor’s fees, surgeon’s fees, anesthetist’s fees and operating theatre fees during the hospital stay. Also, no Claim Cash Refund is available.

Remark: Please refer to the policy for detailed terms and conditions and exclusions.

Key Coverage Highlights
  • Daily Cash Benefit of up to HKD1,200 is payable when the Insured Person is admitted to the hospital due to disease or injury
  • Double Cash Benefit of up to HKD2,400 per day if the Insured Person is hospitalised due to a specific infectious disease
  • Reimbursement of up to HKD40,000 per event in total for hospital charges, doctor’s fees, surgeon’s fees, anesthetist’s fees and operating theatre fees during the hospital stay
  • Cash refund equal to 25% of the total paid premium is payable to the Insured Person with no-claim record for three consecutive years
Remark: Please refer to the policy for detailed terms and conditions and exclusions.
Quote Now
Please call enrolment hotline on 2998-9888 or QBE General Insurance (Hong Kong) Limited Customer Service Hotline on 2828 3138 during office hours for more details and applications.

 

Hotline Information
Application Enquiry Hotline:
  • Life Insurance:(852) 2198 7838
  • Refundable Life Insurance:(852) 2998 8080
  • General Insurance:(852) 2998 9888
  • Medical Insurance (Bupa):(852) 2998 9886

Insurance Service Hotline:
  • Life Insurance:(852) 2596 6262
  • Travelsure, Home Care & other General Insurance (QBE):(852) 2828 3138
  • Medical Insurance (Bupa - Essential):(852) 2517 5588
  • Medical Insurance (Bupa - Excel / Excel Plus / Global Supreme): (852) 2517 5688
  • Medical Insurance (Bupa – Global Infinite): (852) 2531 8507

Important Notes

The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.