The Personal Accident Insurance Plan is underwritten by QBE General Insurance (Hong Kong) Limited
|Insured Items and Coverage||
Maximum Claim Per Year
Plan A Plan B
|Double Benefits||In the event of travelling as a passenger in a common carrier or in a private car causing:
(b) Permanent total disablement
|Personal Accidents||In the event of accidents causing:
(b)Permanent disablement* (total or partial) such as loss of sight, loss of speech, loss of a limb etc.
|Accidental Medical Benefits||Reimbursement of medical, surgical and hospital expenses for accidental injury||10,000||20,000|
|Chinese Bonesetting||Covers the medical expenses of Chinese bonesetting due to accidental injuries
Maximum claim per day per claim: HKD100
|Worldwide Personal Liability||Protects against legal liability in the event of the insured's negligence causing third-party bodily injury or property damage||300,000||500,000|
The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon enrolment of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.
In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.