|Plan A (HKD)||Plan B (HKD)|
|Proposer and Spouse+||120||235|
|Proposer and All Children||110||210|
|Proposer and Family*||150||290|
+ The Proposer and Spouse must be aged 18 or above but under 60.
* "Proposer and Family" refers to Proposer, his/her spouse and dependant unmarried children aged 6 months to 21 years old and to 23 years old if they are full-time students. Coverage and benefit amount of Proposer's spouse are the same as the Proposer's. Death, disablement, medical benefit amount for each child is half of the Proposer's benefit amount, or up to HKD100,000, whichever is lower.
The above general insurance plan ("Plan") is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited ("Hang Seng Bank") is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon enrolment of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.
In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.