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Travel Insurance
Travelsure Protection Plan Premium for Single Trip Cover
 
 
The Travelsure Protection Plan is underwritten by QBE General Insurance (Hong Kong) Limited
 
The premiums below are after 20% premium discount. An extra 5% "Repeated Purchase Reward" Premium Discount offer will be applied to selected customers.
Area# Period of Insurance+ Self Only
(HKD)
Self &
Spouse*
(HKD)
Self &
Children**
(HKD)
Self &
Spouse &
Children**
(HKD)
Friend / Relative***
(Each)
(HKD)
1
1-3 days
4-5 days
61 49
130 104
115 92
247 198
92 74
195 156
153 122
325 260
61 49
130 104
2
1-3 days
4-5 days
6-9 days
10-18 days
19-32 days
Additional Week
140 112
171 137
209 167
368 294
517 414
109 87
268 214
330 264
405 324
717 574
1,012 810
216 173
211 169
257 206
314 251
551 441
776 621
164 131
351 281
428 342
523 418
919 735
1,293 1034
273 218
140 112
171 137
209 167
368 294
517 414
109 87
3
1-4 days
5-9 days
10-18 days
19-32 days
Additional Week
229 183
330 264
488 390
650 520
159 127
447 358
647 518
962 770
1,284 1027
315 252
344 275
495 396
732 586
979 783
259 207
573 458
825 660
1,220 976
1,629 1303
418 334
229 183
330 264
488 390
650 520
159 127
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    # Area
    1.
    Mainland China & Macau SAR
    2.
    Including mainland China, Bangladesh, Brunei, Cambodia, Guam, India, Indonesia, Japan, Korea, Laos, Macau SAR, Malaysia, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Saipan, Singapore, Taiwan, Thailand, Tinian and Vietnam
    3.
    Worldwide
    +
    Period of insurance up to a maximum of six months (only applicable to the application for the trip to Areas 2 and 3). For travellers who have applied for the one way cover, cover terminates no later than seven days from scheduled time of arrival at the country / territory of final destination or expiry of the original declared Period of Insurance, whichever is earlier. No extension can be granted.
    *
    "Spouse" refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    **
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/ or the Spouse for the entire Journey.
    ***
    "Friend / Relative" refers to the people aged 18 or above (at the departure date)
    Note: Proposer and/or spouse must be aged 18 or above (at the departure date).
Travelsure Protection Plan Premium for Annual China Cover
 
 
The Travelsure Protection Plan is underwritten by QBE General Insurance (Hong Kong) Limited
 
The premiums below are after 20% premium discount.
Numberof Insured
[Self / Spouse / Parent(s)]
1
(HKD)
2 or more
(HKD)
Plan A Annual Premium
764 611
(approx. 64 51 per month)
734 587 each
(approx. 61 49 per month)
Plan B Annual Premium
1,284 1,027
(approx. 107 86 per month)
1,234 987 each
(approx. 103 82 per month)
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    Provided both Self and his/ her spouse apply for the plan as Insured Persons, the cover will be extended to their children (irrespective of the number). If either Self or his/ her spouse apply for the plan together with his /her children, the premium of the child(ren) will be charged as one adult (for more than one child, only the premium of one adult will be charged)
    Only applicable to Mainland China (excluding Hong Kong SAR) and Macau SAR
    Cover period of up to 60 days for each trip (business or leisure) (calculated from the departure date)
    Unlimited number of trips within a year
    Proposer and/or spouse must be aged 74 or below (at the policy start date).
    “Spouse” refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    "Parent(s)" refers to parent(s) of the Proposer who is/are aged 74 or below (at the policy start date).
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/or the spouse for the entire period.
Travelsure Protection Plan Premium for Annual Global Cover
 
 
The Travelsure Protection Plan is underwritten by QBE General Insurance (Hong Kong) Limited
 
The premiums below are after 30% premium discount.
Numberof Insured
[Self / Spouse / Parent(s)]
1
(HKD)
2 or more
(HKD)
Annual Premium
2,345 1,642
(approx. 195 137 per month)
2,295 1,607 each
(approx. 191 134 per month)
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    Provided both Self and his/ her spouse apply for the plan as Insured Persons, the cover will be extended to their children (irrespective of the number). If either Self or his/ her spouse apply for the plan together with his /her children, the premium of the child(ren) will be charged as one adult (for more than one child, only the premium of one adult will be charged)
    Applicable to Worldwide (Area 3)
    Cover period of up to 60 days for each trip (business or leisure) (calculated from the departure date)
    Unlimited number of trips within a year
    Proposer and/or spouse must be aged 74 or below (at the policy start date).
    “Spouse” refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    "Parent(s)" refers to parent(s) of the Proposer who is/are aged 74 or below (at the policy start date).
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/or the spouse for the entire period.
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Important Notes

The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.