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Travel Insurance
Travelsure Protection Plan Premium for Single Trip Cover
 
 
The premiums below are after 25% premium discount. An extra 5% "Repeated Purchase Reward" Premium Discount offer will be applied to selected customers.
Area# Period of Insurance+ Self Only
(HKD)
Self &
Spouse*
(HKD)
Self &
Children**
(HKD)
Self &
Spouse &
Children**
(HKD)
Friend / Relative***
(Each)
(HKD)
1
1-3 days
4-5 days
61 46
130 98
115 86
247 185
92 69
195 146
153 115
325 244
61 46
130 98
2
1-3 days
4-5 days
6-9 days
10-18 days
19-32 days
Additional Week
140 105
171 128
209 157
368 276
517 388
109 82
268 201
330 248
405 304
717 538
1,012 759
216 162
211 158
257 193
314 236
551 413
776 582
164 123
351 263
428 321
523 392
919 689
1,293 970
273 205
140 105
171 128
209 157
368 276
517 388
109 82
3
1-4 days
5-9 days
10-18 days
19-32 days
Additional Week
229172
330 248
488 366
650 488
159 119
447 335
647 485
962 722
1,284 963
315 236
344 258
495 371
732 549
979 734
259 194
573 430
825 619
1,220 915
1,629 1222
418 314
229 172
330 248
488 366
650 488
159 119
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    # Area
    1.
    Mainland China & Macau SAR
    2.
    Including mainland China, Bangladesh, Brunei, Cambodia, Guam, India, Indonesia, Japan, Korea, Laos, Macau SAR, Malaysia, Mongolia, Myanmar, Nepal, Pakistan, Philippines, Saipan, Singapore, Taiwan, Thailand, Tinian and Vietnam
    3.
    Worldwide
    +
    Period of insurance up to a maximum of six months (only applicable to the application for the trip to Areas 2 and 3). For travellers who have applied for the one way cover, cover terminates no later than seven days from scheduled time of arrival at the country of final destination or expiry of the original declared Period of Insurance, whichever is earlier. No extension can be granted.
    *
    "Spouse" refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    **
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/ or the Spouse for the entire Journey.
    ***
    "Friend / Relative" refers to the people aged 18 or above (at the departure date)
    Note: Proposer and/or spouse must be aged 18 or above (at the departure date).
Travelsure Protection Plan Premium for Annual China Cover
 
 
The premiums below are after 25% premium discount.
Numberof Insured
[Self / Spouse / Parent(s)]
1
(HKD)
2 or more
(HKD)
Plan A Annual Premium
764 573
(approx. 64 48 per month)
734 551 each
(approx. 61 46 per month)
Plan B Annual Premium
1,284 963
(approx. 107 80 per month)
1,234 926 each
(approx. 103 77 per month)
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    Provided both Self and his/ her spouse apply for the plan as Insured Persons, the cover will be extended to their children (irrespective of the number). If either Self or his/ her spouse apply for the plan together with his /her children, the premium of the child(ren) will be charged as one adult (for more than one child, only the premium of one adult will be charged)
    Only applicable to Mainland China (excluding Hong Kong SAR) and Macau SAR
    Cover period of up to 60 days for each trip (business or leisure) (calculated from the departure date)
    Unlimited number of trips within a year
    Proposer and/or spouse must be aged 74 or below (at the policy start date).
    “Spouse” refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    "Parent(s)" refers to parent(s) of the Proposer who is/are aged 74 or below (at the policy start date).
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/or the spouse for the entire period.
Travelsure Protection Plan Premium for Annual Global Cover
 
 
The premiums below are after 35% premium discount.
Numberof Insured
[Self / Spouse / Parent(s)]
1
(HKD)
2 or more
(HKD)
Annual Premium
2,345 1,524
(approx. 195 127 per month)
2,295 1,492 each
(approx. 191 124 per month)
    • (1) The amount of premium(s) above may slightly differ from the actual premium(s) payable by less than HKD 1.00 due to rounding differences.
    • (2) Levy collected by the Insurance Authority (“IA”) has been imposed on relevant policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For new or renewal policies with inception date in the period from 01-01-2018 to 30-09-2018, QBE will settle the IA levy on customer’s behalf. For the new or renewal policies with inception date commence from 01-10-2018 onward, customers shall bear the IA levy. For further information in relation to the levy payment, please visit www.qbegihk.com or www.ia.org.hk.
    Provided both Self and his/ her spouse apply for the plan as Insured Persons, the cover will be extended to their children (irrespective of the number). If either Self or his/ her spouse apply for the plan together with his /her children, the premium of the child(ren) will be charged as one adult (for more than one child, only the premium of one adult will be charged)
    Applicable to Worldwide (Area 3)
    Cover period of up to 60 days for each trip (business or leisure) (calculated from the departure date)
    Unlimited number of trips within a year
    Proposer and/or spouse must be aged 74 or below (at the policy start date).
    “Spouse” refers to someone to whom the Insured Person is legally married to or with whom the Insured Person lives in a relationship equivalent to marriage (whether of the same or opposite gender) and with whom the Insured Person has continuously cohabited for a period of at least 3 months prior to the commencement date of the Journey.
    "Parent(s)" refers to parent(s) of the Proposer who is/are aged 74 or below (at the policy start date).
    "Children" refers to dependent unmarried children who are aged under 18 (at the departure date) and are travelling with the Proposer and/or the spouse for the entire period.
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Important Notes

The above general insurance plan (“Plan”) is underwritten by QBE General Insurance (Hong Kong) Limited which is authorised and regulated in Hong Kong by the Insurance Authority. Hang Seng Bank Limited (“Hang Seng Bank”) is an insurance agent authorised by QBE General Insurance (Hong Kong) Limited for the distribution of this Plan. Premiums will be payable to QBE General Insurance (Hong Kong) Limited upon application of this Plan. QBE General Insurance (Hong Kong) Limited would provide Hang Seng Bank commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

In respect of an eligible dispute arising between the Hang Seng Bank Limited and the customer out of the selling process or processing of the related transaction, Hang Seng Bank Limited is required to enter into a Financial Dispute Resolution Scheme process with the customer; however any dispute over the contractual terms of the product should be resolved directly between QBE General Insurance (Hong Kong) Limited and the customer.