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Insurance & MPF > Life Insurance > PreciousWay Education Life Insurance Plan
PreciousWay Education Life Insurance Plan
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Back up your next generation with love. PreciousWay Education Life Insurance Plan is a life insurance plan with savings element. A Guaranteed Education Cash will be distributed when your children come of age to help him or her to pursue dreams towards a bright future.

Remark: Please refer to the product leaflet for detailed terms and conditions and exclusions. And please refer to the Notes on Participating Policy for details of dividend philosophy, investment strategy and historical fulfilment ratio of dividend distribution.

 
Features
  • Guaranteed Education Cash.
    A Guaranteed Education Cash will be distributed on every Policy Anniversary of your child’s Insurance Age from 18 to 21.
  • Enjoy Annual Dividends.
    A non-guaranteed Annual Dividend will be distributed to bring potential returns to the policyholder.
  • Secure Your Children’s Great Future with a Short Payment Term.
    The plan provides two options for the Premium Term – 3 or 5 years, making it easier for budgeting on your financial planning.
  • Life Protection
    The plan also comes with a death benefit for life insured until the end of the policy.
  • Supplemental Benefits
    Free Supplemental Benefits:
    • Payor’s Benefit for Critical Illness
    • Payor’s Benefit for Death and Disability
Hotline Information
Application Hotline:
  • Life Insurance: (852) 2198 7838
  • Refundable Life Insurance: (852) 2998 8080
  • General Insurance: (852) 2998 9888
  • Medical Insurance (Bupa): (852) 2998 9886

Policy Enquiry Hotline:
  • Life Insurance: (852) 2596 6262
  • Travelsure, Home Care & other General Insurance (QBE): (852) 2828 3138
  • Medical Insurance (Bupa - Essential): (852) 2517 5588
  • Medical Insurance (Bupa - Excel / Global Supreme): (852) 2517 5688
Important Notes

The PreciousWay Education Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited, which is authorised and regulated by the Insurance Authority of the HKSAR. Hang Seng Bank is an insurance agent authorised by Hang Seng Insurance Company Limited and the product is a product of Hang Seng Insurance Company Limited, not Hang Seng Bank.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and you out of the selling process or processing of the related insurance product transaction, Hang Seng Bank will enter into a Financial Dispute Resolution Scheme process with you; however any dispute over the contractual terms of the insurance products should be resolved between Hang Seng Insurance Company Limited and you directly.

The above information is intended as a general summary of information only. Please refer to the actual policy for the exact terms, conditions and exclusions of the Plan.

You understand that this Plan is underwritten by Hang Seng Insurance Company Limited. You have to pay premium to Hang Seng Insurance Company Limited for your application for this Plan. The premium includes various fees and charges such as insurance cost (e.g. cost of death benefit determined formulated according to the mortality rate that is affected by sex and age of the insured person) and policy administration charges, etc. You also understand that Hang Seng Insurance Company Limited will pay commissions and sales incentives to “Hang Seng Bank” for marketing this Plan. The current remuneration system that “Hang Seng Bank” adopts is a measurement of the staff’s overall performance instead of focusing on sales production only.