Bupa MyBasic VHIS Plan
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Bupa MyBasic VHIS Plan (VHIS Certification Number: S00020-01-000-01)

Monthly Annually

HKD

(HKD + Initial levy

About Levy Payment: Effective from 1 January 2018, the Insurance Authority of Hong Kong has been starting to collect premium levy from policy holders. The amount of levy for each policy is calculated based on a percentage of the premium payable, subject to the applicable levy cap. For further information on levy payment, please click here.

)

About Levy Payment: Effective from 1 January 2018, the Insurance Authority of Hong Kong has been starting to collect premium levy from policy holders. The amount of levy for each policy is calculated based on a percentage of the premium payable, subject to the applicable levy cap. For further information on levy payment, please click here.

Note: The total premium shown is for reference only, the actual premium will be subject to the detailed quotation provided by our designated customer services officer.

Plan Coverage:

  • Covers necessary medical expenses up to HKD420,000 every year without any limit on the medical expenses you can claim in your lifetime
    Subject to eligibility of the related expenses and the annual limit. For psychiatric treatment, the territorial scope of cover is Hong Kong. Please refer to the Policy and Benefits Information for details.
    .
    Subject to eligibility of the related expenses and the annual limit. For psychiatric treatment, the territorial scope of cover is Hong Kong. Please refer to the Policy and Benefits Information for details.
  • Cover for pre-existing conditions that occurred before enrolment, subject to underwriting and an additional premium
    Unknown pre-existing conditions and congenital conditions with symptoms appearing or diagnosed after age 8 are covered subject to the waiting period and reimbursement percentage as follows:
    • First Policy Year: no coverage
    • Second Policy Year: 25% reimbursement
    • Third Policy Year: 50% reimbursement
    • Fourth Policy Year onwards: full coverage
    .
    Unknown pre-existing conditions and congenital conditions with symptoms appearing or diagnosed after age 8 are covered subject to the waiting period and reimbursement percentage as follows:
    • First Policy Year: no coverage
    • Second Policy Year: 25% reimbursement
    • Third Policy Year: 50% reimbursement
    • Fourth Policy Year onwards: full coverage
  • Includes psychiatric treatment and prescribed treatments for cancer such as radiotherapy, chemotherapy, targeted therapy, immunotherapy and hormonal therapy.
  • With VHIS Standard Plan certification, policy holders can claim a tax deduction on qualifying premiums . The limit is HKD8,000 per qualified insured person each year
    Any taxpayer who has purchased an eligible health insurance plan (certified by the Food and Health Bureau as VHIS) can claim a tax deduction on qualifying premiums up to HKD8,000 per insured person each year. The relationship between the taxpayer and the insured person must be included in the list of “specified relatives” in the Inland Revenue (Amendment)(No.8) Ordinance 2018 (which may change from time to time). The deduction is available for certified plans with policy effective date of 1 April 2019 or later. There is no limit on the number of insured persons and/or policies claimed by each taxpayer. Policies purchased for a domestic partner, grandchild(ren) or domestic partner’s parents/children are not eligible for tax deduction. Please click here for details about tax deduction.
    .
    Any taxpayer who has purchased an eligible health insurance plan (certified by the Food and Health Bureau as VHIS) can claim a tax deduction on qualifying premiums up to HKD8,000 per insured person each year. The relationship between the taxpayer and the insured person must be included in the list of “specified relatives” in the Inland Revenue (Amendment)(No.8) Ordinance 2018 (which may change from time to time). The deduction is available for certified plans with policy effective date of 1 April 2019 or later. There is no limit on the number of insured persons and/or policies claimed by each taxpayer. Policies purchased for a domestic partner, grandchild(ren) or domestic partner’s parents/children are not eligible for tax deduction. Please click here for details about tax deduction.

If you wish to know more, please read the product brochure and policy and benefits information for details.


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Plan:
Bupa MyBasic VHIS Plan (VHIS Certification Number: S00020-01-000-01)
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  • I agree to the terms set out in the personal information collection statement including the use by Hang Seng Bank Limited (“Hang Seng Bank”) on behalf of Bupa (Asia) Limited (“Bupa”) of my personal information provided above in accordance with the statement.
  • By submission of this form, I agree Hang Seng Bank to contact me on behalf of Bupa according to the information provided above for a detailed quotation and application of Bupa MyBasic VHIS Plan.
  • I understand that my personal information supplied in this application will be used in accordance with personal information collection statement of Bupa and that any request to change my personal information in Bupa's records must be made to Bupa.
  • All statements and information I have provided in this application are complete and true and I will immediately inform Bupa and correct them if they have become incomplete, untrue or inaccurate.
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I DECLARE and AGREE to all of the above statements.

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If you have any questions, call us to know more
Medical Insurance Hotline – 2998 9886