Hang Seng Mandatory Provident Fund – SuperTrust Plus provides a variety of constituent funds ranging from conservative to aggressive investments, particularly with equity funds investing in specific market(s) and index-tracking collective investment schemes (ITCIS).
|Constituent fund choices:
- MPF Conservative Fund(Note 1)
- Guaranteed Fund
- Global Bond Fund
- Stable Fund
- Balanced Fund
- Growth Fund
- Core Accumulation Fund(Note 2)
- Age 65 Plus Fund(Note 2)
- North American Equity Fund
- European Equity Fund
- Asia Pacific Equity Fund
- Hang Seng Index Tracking Fund
- Hong Kong and Chinese Equity Fund
- Chinese Equity Fund
|Note 1: Fees and charges of an MPF Conservative Fund can be deducted from either (i) the assets of the fund or (ii) members' account by way of unit deduction. The MPF Conservative Fund of Hang Seng MPF schemes uses method (i) and, therefore, its unit prices, net asset value and fund performance quoted have reflected the impact of fees and charges.
|Note 2: Members can also invest in the Default Investment Strategy which consists of both the Core Accumulation Fund and Age 65 Plus Fund (with proportion in each of these two constituent funds automatically adjusted when the members are between the ages at 50 and 64).