Theme Park - M.I.Kid AssetBuilder

Planning for Children's Future

Fabulous Privileges

Prestige and Preferred Banking customers can open the M.I Kid Asset Builder to help their kids develop a savings habit from a young age and enjoy the following fabulous privileges. Moreover, set up a 12-month HKD Time Deposit to enjoy the interest rate of up to 1.9% p.a.

Theme Park Privileges

Let your children explore interests outside of classroom learning

Healthcare Privileges

Stay healthy with personalized and preventive health services

Eyecare Privileges

Take care of your children's eyesight with comprehensive eyecare services

Ocean Park Hong Kong

Present M.I. Kid AssetBuilder card to enjoy the following discount :

Details	Discount
SmartFun Annual Pass (up to 4 family members)	20% off
Ocean Park Restaurants and Kiosks	20% off
Ocean Park Souvenir Shops	20% off
Neptune’s Restaurant	Enjoy a Complimentary Designated Dessert by Ordering HK$800 or above (only after 4:30pm)

Present the designated discount vouchers* packed in the M.I.Kid AssetBuilder Welcome Kit to enjoy the following discount:

Details	Discount
SmartFun Members – Bring a Friend Discount	30% off
"Get Closer to the Animals" Programme	25% off
VIP Premium Tour	15% off
Young Explorers Club Subscription	10% off
Skill Game	HK$50 Coupons (upon spending HK$50 or more)

*Ocean Park Hong Kong discount vouchers will be packed in the M.I.Kid AssetBuilder Welcome Kit and given out to customers who open a M.I.Kid Assetbuilder from 1 January 2019 onwards.

Join Now

Prestige Banking and Preferred Banking customers can open a M.I. Kid AssetBuilder (a single-named Integrated Account) to plan for the needs of their children / grandchildren under 18 years of age and enjoy all the privileges and services offered by M.I. Kid AssetBuilder for free.

New Customer

Open Now

Prestige Banking or Preferred Banking customers can access e-Banking for opening a M.I.Kid AssetBuilder.

Existing Customer*

Open Now

*Prestige Banking or Preferred Banking customers can access e-Banking for opening a M.I.Kid AssetBuilder.

Service Directory

In this Service Directory, you will find important information regarding your all-in-one Account services, your consolidated statement, your M.I.Kid AssetBuilder Card, important telephone numbers & websites and much more.

Terms and Conditions

Terms and Conditions for Preferential HKD Time Deposit Interest Rate

(1) The promotion period is from 1 January 2019 to 31 December 2019 (the “Promotion Period”), both dates inclusive.
(2) This offer is only applicable to customers who have opened M.I. Kid AssetBuilder Account at any branch of Hang Seng Bank Limited (the “Bank”) or Customer Contact Center (the "Eligible M.I. Kid Customer(s)").
(3) To be eligible for the Preferential HKD Time Deposit Interest Rate up to 1.9%, Eligible M.I. Kid Customers are required to set up a Time Deposit for 12-month with New Funds at the below designated currency and deposit amount at any branch.

Designated Currency Designated Deposit Amount Interest Rate
HKD HK$10,000 – HK$500,000 Up to 1.9%
(4) "New Funds" refer to funds newly deposited into the Bank using a cheque drawn on any other bank, inward CHATS or T/T during the Promotion Period, thereby increasing the aggregate deposits placed by the customer with the Bank. For clarification of the definition of “New Funds”, please contact the Bank’s staff. In case of any disputes in relation to the definition of “New Funds”, the decision of the Bank shall be final.
(5) The above offer is not applicable to the renewal of time deposit and cannot be used in conjunction with other interest rate offers for the same currency.
(6) Deposit interest rate will be calculated on the basis of 365 days in a year.
(7) Interest rates are subject to review according to changes in market conditions from time to time. Before making the relevant transaction, please check with our branch staff for the effective rates applicable to the transaction.
(8) These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
(9) These Terms and Conditions are subject to prevailing regulatory requirements.
(10) No person other than the Eligible M.I. Kid Customers and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
(11) The Bank reserves the right to suspend, vary and terminate this promotion and the relevant offer at any time and to amend the relevant terms and conditions from time to time without prior notice. The decision of the Bank on all matters relating to this promotion and the relevant offer shall be final and binding on all parties concerned
(12) This offer is subject to the terms and conditions of relevant products or services. If there is any discrepancy between the terms and conditions of relevant products or services and these terms and conditions, these terms and conditions shall prevail. In case of any discrepancy between the English and the Chinese version of these terms and conditions, the English version shall prevail.

Terms and Condition of Ocean Park Hong Kong discount Offer

(1)For the promotion period of the above mentioned offers, please refer to the following table:

Privilege Items	Remarks	Promotion Period
SmartFun Annual Pass (up to 4 family members)	Present M.I. Kid AssetBuilder card to enjoy the discounts	1 January 2019 to 31 December 2019
Ocean Park Restaurants and Kiosks
Ocean Park Souvenir Shops
Neptune's Restaurant
SmartFun Members - Bring a Friend Discount	Present the discount vouchers packed in the M.I. Kid AssetBuilder Welcome Kit to enjoy the discounts	1 January 2019 to 30 June 2020
“Get Closer to the Animals” Programme
Young Explorers Club Subscription
VIP Premium Tour
Skill Game

(2)For the details and Terms and Conditions of the mentioned offers, please refer to https://www.oceanpark.com.hk/hangseng.

(3)The Bank is not the supplier of coupon and accepts no liability in relation to it. The use of the coupon is subjected terms and conditions. Please visit refer to the reverse side of coupon. For application details, please refer to https://www.oceanpark.com.hk/hangseng.

(4)In the event of dispute, Ocean Park Hong Kong reserves the right on final decision.

General Terms and Condition of M.I. Kid AssetBuilder Fabulous Privileges

(1)The Fabulous Privileges (“the Offers”) are applicable to Hang Seng Bank Limited ("the Bank") Customers who hold a M.I. Kid AssetBuilder Account only (“Eligible Customer(s)”). M.I.Kid AssetBuilder can only be opened by customers with Prestige or Preferred Banking at the Bank.

(2)The Offers are not transferable, and cannot be redeemed or exchanged for cash, other products or discounts, and cannot be used in conjunction with other promotional offers, discounts, coupons, cash coupons or membership benefits/ VIP cards/ VIP bonus point programmes of the Merchants (unless otherwise specified).

(3)The Offers are subject to additional terms and conditions set out by the merchants. Please check with respective merchants.

(4)Upon closure of the respective merchants, the relevant offers shall be terminated immediately.

(5)All products, services, and information related to the Offers are directly sold and supplied to customers by the respective Merchant who are solely responsible for all related obligations and liabilities.

(6)The Offers are governed by this terms and conditions and other terms and conditions stipulated by the Merchants.

(7)Prices and product/service/offer/food/beverages/menu descriptions are provided by relevant merchants and are for reference only. Customers understand and accept that the Bank is not the supplier of such products/service/offer/food/beverages/menu purchased and customers should refer to the relevant merchants for details. The Bank accepts no liability for the quality of products/service/ food/beverages provided by the merchants.

(8)The Bank and the respective Merchants reserve the right to vary or terminate the offers at any time and to amend the terms and conditions from time to time without prior notice. In case of any dispute, the decision of the Bank and the respective Merchants shall be final.

(9)These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.

(10)These terms and conditions are subject to prevailing regulatory requirements.

(11)No person other than the Customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.

(12)In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Customer Service Hotline 2998 9898
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Designated Currency	Designated Deposit Amount	Interest Rate
HKD	HK$10,000 – HK$500,000	Up to 1.9%