View details, Preferred Banking Click start banking anytime, anywhere (Opens in a new window)

My Privileges

Gain access to a range of exclusive benefits such as Wealth Management products and other services that are designed to suit your needs.

Merchant Privileges

Present Preferred banking ATM card to enjoy the following offers:

Quality HealthCare

General Health Services
Discount offers
Preferred Health Check Plan (CS code: GY08)
50% off
Pre-Marital Check-up Plan for Couple
(CS code: GY09/GY10)
20% off
Traditional Chinese Medicine Service
(CS code: GY11)
12% off

Children Health Program
Discount offers
Spinal Screening (CS Code: EM59)
15% off
Short-Sightedness Control and Examination for Children (CS Code: EM56)
Nutrition Consultation for Children (Toddlers / Pre-School Children / School Children / Teenagers)
(CS Code: EM51/52/53/54)
10% off

Offers on various types of children vaccines
Discount offers
DTap-IPV-HIB-HepB (6-in-1) Vaccine
(CS Code: EM60)
15% off
DTap-IPV-HIB (5-in-1) Vaccine (CS Code: EM60)
15% off
13 - Valent Pneumococcal Vaccine
(CS Code: EM60)
14% off
Rotavirus Oral Vaccine (2 shots) (CS Code: EM60)
10% off
Rotavirus Oral Vaccine (3 shots) (CS Code: EM60)
10% off
Japanese Encephalitis Vaccine (CS Code: EM60)
9% off


SmarTone student plan offers
Discount offers
Full Speed Student Plan
  • Monthly Fee: HKD128
  • Data Entitlement: 12GBFull Speed Local Data or 8GBFull Speed Tri-area Data(Shared in Hong Kong, China & Macau) + Unlimited Local Data(Speed up to128kbps)
  • Full Speed Unlimited Local Data Recovery Monthly Flexi Add-on(FUP (Fair Usage Policy) Applies): Hang Seng Exclusive:+ HKD40/month(Reference Price: + HKD70/month)
Basic Unlimited Data Student Plan
  • Monthly Fee: Hang Seng Exclusive:HKD68(Reference Price: HKD98)
  • Data Entitlement: Unlimited Local Data(2Mbps Data Speed)
Please click here to know more details.

Ocean Park Hong Kong

Experience Offers
Get Closer to the Animals
25% off for “Meet the Animal program”
(on-site registration with minimum 2 persons)
  • Enjoy special price on exclusive set menu at Neptune’s Restaurant and Ginger Grill
  • 20% discount at in-park restaurants and food kiosks[1]
  • Receive one designated “Whiskers & Friends” plush keychain (value at HK$100) for free upon net purchase of HK$500 or above on souvenir at souvenir shops
  • 20% discount on merchandise at souvenir shops (10% discount on OPX products and consignment items)[2]
Personal Celebrations
Wedding Banquet Package
Waiver of 10% service charge  and  HK$1,000 in-park Food & Beverage coupon
Birthday Party Package
10% off for party over 30 pax or above
100th Day Celebration Party
5% off for party over 36 pax or above

Join Now

There is no below balance fee for Preferred Banking.

New to Hang Seng?

Open via mobile now i

Apply at branch?

Book now iii

Not an Integrated Account holder?

Open via mobile now ii

Got an Integrated Account?

Upgrade now


i. Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
ii. Customer must hold at least one Hang Seng Bank account (including passbook and statement savings accounts) and must be aged over 18 and under 65 residing and locating in Hong Kong.
iii. It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.