Merchant Privileges

My Privileges

Gain access to a range of exclusive benefits such as Wealth Management products and other services that are designed to suit your needs.

Present Preferred banking ATM card to enjoy the following offers:

Smartone

SmarTone student plan offers	Discount offers
5G Student Plan	Monthly Fee: HKD128 Local Data Entitlement: 30GB 5G Data and Unlimited Local Data (Up to 1Mbps Speed) 3GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 15GB APAC Roaming Data FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins Port in your number to enjoy HKD18/month admin fee wavier Monthly Fee: HKD158 Local Data Entitlement: 50GB 5G Data and Unlimited Local Data (Up to 1Mbps Speed) 4GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 20GB APAC Roaming Data FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins Port in your number to enjoy HKD18/month admin fee wavier Monthly Fee: HKD198 Local Data Entitlement: 100GB 5G Data and Unlimited Local Data (Up to 5Mbps Speed) 6GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 35GB APAC Roaming Data FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins Port in your number to enjoy HKD18/month admin fee wavier
4.5G Student Basic Plan	Monthly Fee: Hang Seng Exclusive: HKD68 (Reference Price: HKD88) Local Data Entitlement: Unlimited Local Data (2Mbps Data Speed) Port in your number to enjoy HKD18/month admin fee wavier

SmarTone student plan offers

Discount offers

5G Student Plan

Monthly Fee: HKD128
Local Data Entitlement: 30GB 5G Data and Unlimited Local Data (Up to 1Mbps Speed)
3GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 15GB APAC Roaming Data
FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins
Port in your number to enjoy HKD18/month admin fee wavier
Monthly Fee: HKD158
Local Data Entitlement: 50GB 5G Data and Unlimited Local Data (Up to 1Mbps Speed)
4GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 20GB APAC Roaming Data
FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins
Port in your number to enjoy HKD18/month admin fee wavier
Monthly Fee: HKD198
Local Data Entitlement: 100GB 5G Data and Unlimited Local Data (Up to 5Mbps Speed)
6GB GBA Data per month (Mainland China & Macau) or Hang Seng Exclusive: 35GB APAC Roaming Data
FREE Data for Zoom/Teams/ Music Streaming and Unlimited Local Voice Mins
Port in your number to enjoy HKD18/month admin fee wavier

4.5G Student Basic Plan

Monthly Fee: Hang Seng Exclusive: HKD68 (Reference Price: HKD88)
Local Data Entitlement: Unlimited Local Data (2Mbps Data Speed)
Port in your number to enjoy HKD18/month admin fee wavier

Please click here to know more details.

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There is no below balance fee for Preferred Banking.

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i. Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
ii. Customer must hold at least one Hang Seng Bank account (including passbook and statement savings accounts) and must be aged over 18 and under 65 residing and locating in Hong Kong.
iii. It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

- Terms and Conditions
- General Terms and Condition of Preferred Banking Merchant Privileges
  (1) The Merchant Privileges (“the Offers”) are applicable to Hang Seng Bank Limited ("the Bank") Customers who hold a Preferred Banking Account (“Eligible Customer(s)”).
  
  (2) The Offers are not transferable, and cannot be redeemed or exchanged for cash, other products or discounts, and cannot be used in conjunction with other promotional offers, discounts, coupons, cash coupons or membership benefits/ VIP cards/ VIP bonus point programmes of the Merchants (unless otherwise specified).
  
  (3) The Offers are subject to additional terms and conditions set out by the merchants. Please check with respective merchants.
  
  (4) Upon closure of the respective merchants, the relevant offers shall be terminated immediately.
  
  (5) All products, services, and information related to the Offers are directly sold and supplied to customers by the respective Merchant who are solely responsible for all related obligations and liabilities.
  
  (6) The Offers are governed by this terms and conditions and other terms and conditions stipulated by the Merchants.
  
  (7) Prices and product/service/offer/food/beverages/menu descriptions are provided by relevant merchants and are for reference only. Customers understand and accept that the Bank is not the supplier of such products/service/offer/food/beverages/menu purchased and customers should refer to the relevant merchants for details. The Bank accepts no liability for the quality of products/service/ food/beverages provided by the merchants.
  
  (8) The Bank and the respective Merchants reserve the right to vary or terminate the offers at any time and to amend the terms and conditions from time to time without prior notice. In case of any dispute, the decision of the Bank and the respective Merchants shall be final.
  
  (9)These terms and conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
  
  (10)These terms and conditions are subject to prevailing regulatory requirements.
  
  (11)No person other than the Customer and the Bank (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these terms and conditions.
  
  (12)In case of any discrepancy between the English and Chinese versions of the terms and conditions, the English version shall prevail.

Contact Us
24-hour Preferred Banking Manned hotline 2822 8228
Prestige and Preferred Banking Centers and branches
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