Apply Now! Open a Preferred Banking account with relevant transactions to enjoy fabulous welcome offer. Please note that investment involves risks. Terms and conditions apply. You can refer to our branch staff or call our 24-hour Preferred Banking Manned hotline 2822 8228 for details.

Learn to make the most of your account.

  • FX investment
  • Basic - Foreign Currency Trading Service
  • Beginner -"MaxiInterest" Investment Deposit
  • Advanced - FX2 - FX and Precious Metal Trading Services
  • Online Investment Is So Easy
  • Securities Services (Cantonese)
  • Currency-Linked Capital Protected Investment Deposit (Cantonese)
  • iPower Account (Cantonese)
Join Now


Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance1 Requirement
Life Insurance plan2 / Investment account with holding3 / Auto-payroll service through Preferred Banking Account4 HKD20,000
Mortgage-Link Loan Scheme5 HKD50,000
For new customers, you can visit our branches for opening a Preferred Banking account.
New Customer

Apply Now

For existing customers, you can upgrade your account to Preferred Banking easily via Hang Seng Personal e-Banking.
Existing Customer

Upgrade Now


To borrow or not to borrow? Borrow only if you can repay!