Join Preferred Banking to enjoy welcome rewards up to $2,000

Learn to make the most of your account.

  • FX investment
  • Basic - Foreign Currency Trading Service
  • Beginner -"MaxiInterest" Investment Deposit
  • Advanced - FX2 - FX and Precious Metal Trading Services
  • Online Investment Is So Easy
  • Securities Services (Cantonese)
  • Currency-Linked Capital Protected Investment Deposit (Cantonese)
  • iPower Account (Cantonese)
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Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,0001 or hold the below products:

Product Holdings Required Total Relationship Balance1 Requirement
Life Insurance plan2 / Investment account with holding3 / Auto-payroll service through Preferred Banking Account4 HKD20,000
Mortgage-Link Loan Scheme5 HKD50,000
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*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border, please make an appointment with us.

To borrow or not to borrow? Borrow only if you can repay!