Managing My Wealth Anytime Across All Digital Platforms Suits My Style

Learn to make the most of your account.

  • FX investment
  • Basic - Foreign Currency Trading Service
  • Beginner -"MaxiInterest" Investment Deposit
  • Advanced - FX2 - FX and Precious Metal Trading Services
  • Online Investment Is So Easy
  • Securities Services (Cantonese)
  • Currency-Linked Capital Protected Investment Deposit (Cantonese)
  • iPower Account (Cantonese)
Join Now


Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:

Product Holdings Required Total Relationship Balance1 Requirement
Life Insurance plan2 / Investment account with holding3 / Auto-payroll service through Preferred Banking Account4 HKD20,000
Mortgage-Link Loan Scheme5 HKD50,000
For new customers, you can visit our branches for opening a Preferred Banking account.
New Customer

Apply Now

For existing customers, you can upgrade your account to Preferred Banking easily via Hang Seng Personal e-Banking.
Existing Customer

Upgrade Now


To borrow or not to borrow? Borrow only if you can repay!