Learn to make the most of your account.
Starting from 1 August 2019, there is no below balance fee for Preferred Banking. Enjoy all the privileges and services offered by Preferred Banking for free by simply maintaining a Total Relationship Balance of HKD200,000 or hold the below products:
|Product Holdings Required||Total Relationship Balance1 Requirement|
|Life Insurance plan2 / Investment account with holding3 / Auto-payroll service through Preferred Banking Account4||HKD20,000|
|Mortgage-Link Loan Scheme5||HKD50,000|
In case your Total Relationship Balance is below HKD200,000 and do not hold the above banking products, no below balance fee will be charged. However, we may convert your Preferred Banking to Integrated Account.