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Personal > Prestige Banking > Exclusive privileges
Prestige Banking
Exclusive Privileges in Recognition of Your Superior Status

In every facet of life, including banking , lifestyle pursuits and beyond, enjoy an array of fabulous rewards and benefits especially selected for you.

More Privileges

Other reward
  • •

    Please stay tuned to our further announcement.

Join Now

Upon joining Prestige Banking, you will receive a wealth of welcome privileges and enjoy a 12-month monthly fee waiver1 with an opening Total Relationship Balance2 of as low as HKD500,000.

Welcome to make the prestigious advantages yours!

Scan QR code to visit Hang Seng Personal Banking mobile app
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View details*

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*Customer must not hold any accounts or products with Hang Seng Bank and must be a permanent resident aged over 18 and under 65 residing and locating in Hong Kong.
^It is only applicable to customers who access it from within Hong Kong. If you have needs in managing wealth across the border,  please make an appointment with us.

    • Monthly Fee

      Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance of previous month is at HKD1,000,000 or above. If the Total Relationship Balance of previous month is below HKD1,000,000 or HKD500,000, monthly fee for Prestige Banking of HKD40 or HKD340 will be applied respectively. If an auto-payroll service is set up through Prestige account, a monthly fee waiver will also be entitled with Total Relationship Balance of HKD500,000 or its equivalent3.

      • (1) Details please refer to latest welcome offers.
      • (2) The Total Relationship Balance is the monthly aggregate balance of the daily average of all deposits, gold accounts, securities, investment funds, utilised overdraft facilities, credit cards cash advances, outstanding balance of personal loans and accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance. For sole name integrated account holders, their other joint name account(s) will also be included.
      • (3) Please inform your employer to use your Prestige Banking account as your auto-payroll account. As a valid auto-payroll account, integrated account must have auto-payroll transactions for at least two months within the three months period prior to the monthly fee collection date. The monthly fee waiver is applicable to customers who have payroll transactions in HKD only. Please contact our branch staff for offer details and relevant terms and conditions. This offer is subject to change without further notice.

      Hang Seng Bank Limited (the “Bank”) reserves the right to suspend, vary or discontinue any offers and services at anytime without further notice. The Bank also reserves the right to revise any interest rates, fees and charges from time to time subject to the Bank’s notice for any such variation. In case of dispute, the decision of the Bank shall be final.

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